How To Get Your Free Annual Credit Report
Published 10/19/07 (Modified 3/8/11)
I'm thinking of a number...between 450 and 850. Do you know what it is? It's my credit score, and it happens to be be 720.
Ok, my credit score is actually 750, but I'm sure you've heard that commercial before from freecreditreport.com. It's the one where the guy is sitting on a producer's chair talking about his credit score in front of a plasma tv. Well I'm here to warn you not to fall for their slick advertising. Their marketing technique is very clever but seemingly misleading. The free credit reports they offer are not truly free as most people would understand it. You have to enroll in their credit monitoring trial program to obtain your complimentary report. If you don't cancel within the trial period, you will be charged.