Archive for 'Investing' Category

Money market mutual funds: savings hack or risky tactic?

Published 4/16/12  (Modified 5/13/12)

Money market mutual funds: savings hack or risky tactic? By Justin Boyle

A freelance designer friend of mine recently asked me how to find the best high-yield savings accounts for her rainy-day reserves. As often happens with issues of personal finance in today's economic climate, this is a simple question with a fairly complex answer...

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Would you let your kid buy stock in Disney?

Published 2/22/12  (Modified 12/17/13)

Would you let your kid buy stock in Disney? By Aaron Crowe

I'm not such a big fan of everything Disney that I'll ever win a trivia game about the Magic Kingdom. Like many parents, I like to go to Disneyland as often as I can afford it and watch my daughter light up when she sees Mickey.

Buying stock in Disney isn't as fun as using a Park Hopper pass to tour your favorite amusement parks, but it can be educational. What kid doesn't want to make money?

As an investment and educational tool, buying stock in Disney or any other company that caters to children can be a way to show them how to invest and hopefully make some money while learning about the stock market. There's plenty of math involved. They can learn about the power of reinvesting dividends, dollar cost averaging and how news events can move a stock price.

Direct stock purchase plans through Disney require a minimum investment of $250 to start and additional investments of $50 or more if you want to buy more shares. Unfortunately Disney doesn't sell framed stock certificates of one share of stock to give as gifts, as some companies do, so if you're looking for a keepsake, look elsewhere.

And there are other ways to show your love of Disney, of course. Chase recently started offering Disney's Premier Visa Card with colorful designs of Disney characters. The Disney Rewards Visa provides a similar look without the $49 annual fee. But until there's a Disney prepaid debit card, best to save these Read the full article »

4 steps to picking an investment club

Published 11/30/11  (Modified 12/13/11)

4 steps to picking an investment club By Joshua Wong

Before the dot-com bust of the 1990s and way before the recent recession, I was asked by a co-worker if I wanted to join an investment club. I had often heard him and others discussing stocks during lunch breaks, and it was always a lively conversation that was fun to join.

The group of about a dozen people had an opening for a new member--as most investment clubs do when a member leaves--and he thought I'd be a good addition to the club. I wasn't looking for investment tips or for ideas on how to invest online, but for a chance to learn about stocks with people I knew...

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Top 5 credit cards for consumers with excellent credit

Published 2/16/11  (Modified 12/19/13)

Top 5 credit cards for consumers with excellent credit By Joe Taylor Jr.

Take care of your credit, and credit card companies will want to take care of you.

Banks have put together some hard-to-find credit card offers to attract consumers with high FICO scores. If you've built a strong credit history, you can earn unusually high cash back rebates, travel perks, and low interest rates on balance transfers. According to, five credit cards rank highest at offering great perks to consumers with excellent credit: ...

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3 top lists of the 5 best online brokers

Published 11/17/10  (Modified 3/17/11)

3 top lists of the 5 best online brokers By Peter Andrew

Broker ages

I have an uncle who's a multimillionaire. And he's always talking about the latest call he's received from his broker. When I was a kid, I somehow pictured the person who called him as a thin, elderly gentleman with parchment-thin skin, wearing a morning coat and wing collar, like one of those plutocrats that they used to feature in 1930s Hollywood movies.

But I was wrong. Even when I was a little boy, brokerages employed thrusting young people who were as far away from the top hat stereotype as you could get. And you can get a lot further now. Because today there are two sorts of brokerages: those that provide proactive, personal service and advice to high net worth individuals such as my uncle, and those that offer do-it-yourself online trading environments that are open to everyone.

Discount brokers

Traditional brokers call up clients with hot tips and recommendations that supposedly provide investors with an inside track. But that comes at an eye-watering price, and it's not at all clear that their record of spotting likely winners is as good as they sometimes claim.

Discount brokers often have the same information online that their traditional counterparts offer, but it's up to you to dig it out, and act upon it. The good news is that their fees are a tiny fraction of those changed in the high-end part of the brokerage market. So now the question is:

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Are you investing in China yet?

Published 11/16/10  (Modified 3/9/11)

Are you investing in China yet? By Clark Schultz

The Chinese Revolution

If you are like me, when you think about China you almost get dizzy. It's hard to imagine over one billion people living in a country with a market for goods and services that is literally exploding as the country modernizes. By 2014 the International Monetary Fund estimates that over 10 percent of the world's GDP will be accounted for by China. Now that's an economic revolution.

You just can't help but wonder what kind of investment opportunities exist in China for individual investors like us?

Should you invest in China?

Before we discuss investment strategies, we should consider if it's unpatriotic to invest abroad. My answer is a simple no. First of all, if you invest in China and earn dividends or take profits, that money comes right back to the United States. Also, in the global economy countries rely on each other. We need the Chinese to keep buying our foreign debt and they need us to keep buying their goods.

China has a lot of long-term economic potential. This means that the earlier in your life you can start investing in China, the better off you may be. Even just a few dollars from your monthly paycheck could mean a big payoff at retirement if growth in China is as strong as projected. If you have an IRA account, investing in China may be even more advantageous due to the tax advantages and the power

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