Archive for 'Deals and Offers' Category

By Justin Boyle

Chase is helping your travel dollar get even more mileage with its latest rewards partnership. The company's Ultimate Rewards plan, considered by many to be among the best credit card reward programs available today, has added the Southwest Airlines Rapid Rewards frequent flier program as its newest points transfer partner...

By Megg Mueller

If you're going to rob Peter to pay Paul, why would you want to pay a fee? The whole idea is to save some money, stave off debt … why incur more charges? Balance transfer fees are pretty standard across credit cards; move your balance to a new card and you're usually going to pay 3 percent to 5 percent of your transfer amount. While that often still makes better sense, as long as you're dropping your interest rate on that money dramatically, it's still a drag to get dinged for giving your business to another credit card.

A number of cards offer zero percent interest on balance transfers for a specific time frame (12 months for instance) but right now Discover More Card has a zero percent balance transfer promotion that is offering that plus no balance transfer fee...

By Elaine Griffin

Chase Freedom Visa with no annual fee and $200 cash back

Customers can take advantage of three ways to earn cash back with the Chase Freedom Visa. First, $200 can be earned when new customers make at least $500 in purchases within the first three months of opening the account. One percent cash back is earned on all purchases, while five percent cash back is earned on purchases made within quarterly bonus categories. In addition, customers earn a very generous ten percent cash back when purchases are made online at select retailers. As if the cash back wasn't enough, the Chase Freedom Visa card requires no annual membership fee.

APRs for this card include 15.99 to 22.99 percent variable annual percentage rate (APR) for purchases and balance transfers and 19.24 to 23.24 percent APR for cash advances. Other fees apply.

JP Morgan Chase Bank, National Association, was established in 1824 and has been a member of the FDIC since January 1934. They are headquartered in Ohio. JP Morgan Chase offers a variety of credit cards to suit customers' needs.

Type of account: Credit Card

Bank requirements:

• Customers must be U.S. residents age eighteen and over
• Customers must pay variable APRs for purchases, balance transfers and cash advances
• Other fees apply
• For full details, contact JP Morgan Chase Bank, National Association

Account benefits:

• No annual fee
• $200 cash back
• Up to ten percent cash back on purchases

By Elaine Griffin

Capital One Platinum Prestige Mastercard saves money with low APR and no annual fee

Credit card users with excellent credit will love the Platinum Prestige credit card from Capital One. This card has a zero percent introductory APR through October 2012. It also requires no annual fee.

After October 2012, the APR for purchases and balance transfers will be 10.9 to 18.9 percent variable. The APR for cash advance will be 24.9 percent variable. Although there is no annual fee for this card, other fees do apply.

Capital One Bank, (USA), National Association was established in and became a member of the FDIC in November 1994. They are headquartered in Virginia. Capital One offers services worldwide.

Type of account: Credit Card

Bank requirements:

• The Platinum Prestige Mastercard is for customers with excellent credit
• There is a variable APR for purchases and balance transfers after introductory period
• Cash advances are subject to a variable APR, with no introductory period
• There are other fees associated with this card
• For full details, contact Capital One Bank (USA), National Association

Account benefits:

• There is a zero percent APR on purchases and balance transfers for the first year
• There is no annual fee associated with this card

By Elaine Griffin

Capital One Direct offers the Interest Plus savings account. This online account offers a 1.10 percent annual percentage yield on balances of $1,000 or more. There is also a ten percent quarterly bonus earned for customers keep an average balance of over $10,000 or an active Capital One credit card. In order to open this account, customers must make a minimum one-dollar deposit.

Account type: Savings account

Bank requirements:

• This account is open nationally to current and new Capital One customers
• Bonus is earned with an average daily balance of at least $10,000
• Customers with a Capital One credit card can also earn the bonus
• Account must be opened with at least one-dollar
• For full details, contact Capital One Bank (USA), National Association

Account benefits:

• 1.10 percent APY is earned on balances of $1,000 or more
• 0.10 percent APY is earned on balances under $1,000
• Ten percent quarterly bonus can be earned when qualifications are met

Capital One Bank, (USA), National Association was established in and has been a member of the FDIC since November 1994. They are headquartered in Virginia, and offer banking solutions to customers around the globe.

By Elaine Griffin

Capital One offers two money market accounts to their online customers. There is a 0.75 percent annual percentage yield on all balances for both of these accounts, which also include free online transfers, free checks, and a free ATM card. There are no minimum balance requirements or fees associated with either of these accounts.

The rewards money market account offers one mile for every $20 of the average account balance. There is a bonus of 2,500 miles for customers who deposit at least $500 within the first month. All miles can be redeemed cash, gift cards, merchandise or travel.

Capital One Bank, (USA), National Association was established in and has been a member of the FDIC since November 1994. They are headquartered in Virginia, and offer banking solutions to customers around the globe.

Type of account: Money market

Bank requirements:

• These accounts are open to new and current Capital One customers
• There is a $1 minimum to open either account
• Both accounts have monthly withdrawal limits
• For full details, contact Capital One Bank (USA), National Association

Account features:

• Choice between two free online money market accounts
• There are no minimum balance requirements for either account
• Both accounts earn a 0.75 percent APY
• Free online transfers, free checks, and a free ATM card
• Redeem rewards for cash, gift cards, merchandise, or travel