Archive for 'Deals and Offers' Category

By Doresa Banning

Account Type: Prepaid Card

Category: Points Rewards

For a prepaid reloadable card with lots of features but low fees, consider the UPside Visa Prepaid Card.

Features:

• No credit check needed
• Free direct deposit
• Cash back points
• 500 points for activating your card online
• 1,000 points when you sign up for direct deposit
• Cash back points worth up to 15 percent when shopping via the UPside mall
• 3 points per dollar spent on prepaid cellphone service purchases

Fees:

• No activation fee
• Monthly fee of $0.99 if you load $500 in the month, otherwise $4.95
• Get cash for free at point of service or $1.95 at an ATM
• See card offer for full terms and conditions

UPside Visa Prepaid Card

By Doresa Banning

The Chase Freedom MasterCard offers three introductory deals. When you open an account, you'll get a 0 percent APR on purchases for 15 months. Your interest rate will also be 0 percent on balance transfers for 15 months, but transfers must be made within the first 30 days. You'll also receive a $100 bonus cash back after spending $500 in the first three months from account opening.

You'll also earn cash back rewards with purchases, including up to 5 percent on bonus categories each quarter (up to $1,500) and 1 percent on everything else.

By Justin Boyle

Chase is helping your travel dollar get even more mileage with its latest rewards partnership. The company's Ultimate Rewards plan, considered by many to be among the best credit card reward programs available today, has added the Southwest Airlines Rapid Rewards frequent flier program as its newest points transfer partner...

By Elaine Griffin

Customers can take advantage of three ways to earn cash back with the Chase Freedom Visa. First, $100 can be earned when new customers make at least $500 in purchases within the first three months of opening the account. You can earn one percent cash back on all purchases.  In addition you have the option to earn five percent cash back on purchases made within quarterly bonus categories however you need to enroll each quarter and cash back is subject to quarterly maximum spend. As if the cash back wasn't enough, the Chase Freedom Visa card requires no annual membership fee.

APRs for this card include 12.99 to 22.99 percent variable annual percentage rate (APR) for purchases and balance transfers and 19.24 to 23.24 percent APR for cash advances. Other fees apply.

JP Morgan Chase Bank, National Association, was established in 1824 and has been a member of the FDIC since January 1934. They are headquartered in Ohio. JP Morgan Chase offers a variety of credit cards to suit customers' needs.

Type of account: Credit Card

Bank requirements:

• Customers must be U.S. residents age eighteen and over
• Customers must pay variable APRs for purchases, balance transfers and cash advances
• Other fees apply
• For full details, contact JP Morgan Chase Bank, National Association

Account benefits:

• No annual fee
• $100 cash back once requirements are met

By Elaine Griffin

Capital One Platinum Prestige Mastercard saves money with low APR and no annual fee

Credit card users with excellent credit will love the Platinum Prestige credit card from Capital One. This card has a zero percent introductory APR through October 2012. It also requires no annual fee.

After October 2012, the APR for purchases and balance transfers will be 10.9 to 18.9 percent variable. The APR for cash advance will be 24.9 percent variable. Although there is no annual fee for this card, other fees do apply.

Capital One Bank, (USA), National Association was established in and became a member of the FDIC in November 1994. They are headquartered in Virginia. Capital One offers services worldwide.

Type of account: Credit Card

Bank requirements:

• The Platinum Prestige Mastercard is for customers with excellent credit
• There is a variable APR for purchases and balance transfers after introductory period
• Cash advances are subject to a variable APR, with no introductory period
• There are other fees associated with this card
• For full details, contact Capital One Bank (USA), National Association

Account benefits:

• There is a zero percent APR on purchases and balance transfers for the first year
• There is no annual fee associated with this card

By Elaine Griffin

Capital One Direct offers the Interest Plus savings account. This online account offers a 1.10 percent annual percentage yield on balances of $1,000 or more. There is also a ten percent quarterly bonus earned for customers keep an average balance of over $10,000 or an active Capital One credit card. In order to open this account, customers must make a minimum one-dollar deposit.

Account type: Savings account

Bank requirements:

• This account is open nationally to current and new Capital One customers
• Bonus is earned with an average daily balance of at least $10,000
• Customers with a Capital One credit card can also earn the bonus
• Account must be opened with at least one-dollar
• For full details, contact Capital One Bank (USA), National Association

Account benefits:

• 1.10 percent APY is earned on balances of $1,000 or more
• 0.10 percent APY is earned on balances under $1,000
• Ten percent quarterly bonus can be earned when qualifications are met

Capital One Bank, (USA), National Association was established in and has been a member of the FDIC since November 1994. They are headquartered in Virginia, and offer banking solutions to customers around the globe.