By Holly Johnson
Ever since I opened my first checking account at the age of 18, I've used a brick-and-mortar bank. I hope I'm not aging myself too much, but that really was the only option at the time. The Internet did actually exist then (it was 1998), but online banks weren't on the scene quite yet. And, believe it or not, Facebook, Google and Twitter didn't exist either. Now I feel old.
But times have changed. Bank transactions are becoming increasingly digital and the bank branch is becoming a bit of a dinosaur. Sure, people still use them, but for many, it's not a primary banking source. In fact, almost everyone I know uses online banking because of how easy it is to make electronic transfers, track their savings and spending and shop for financial products with the click of the button. Everyone but me, of course.
However, some online banks have recently given me reason to consider some new possibilities. In fact, one online bank, Synchrony Bank Optimizer Plus almost has me convinced. Here's why.
About Synchrony Bank Optimizer Plus
Optimizer Plus is an online bank that is backed up by Synchrony Bank -- formerly known as GE Capital Retail Bank -- and its 80 years of experience in consumer banking.Read the full article »