Beyond the card: 5 ways to build credit
By Francine Huff
Don't wait until graduating from college to think about your credit score. It's easy to get pulled into a debt trap as a student if you have student loans, credit cards, utility bills, rent, etc. But there are some things you can do even while attending college that can help you build excellent credit.
If you regularly pull out your credit card to pay for purchases with the attitude that you'll pay off your balance once you graduate and have a job, you could be setting yourself up for major financial disaster.