What's the Point of Signing Your Credit Card Receipt Anymore?

By MoneyBlueBook

I'm a frequent credit card user. In fact, I carry only enough cash on my person for emergencies at all times. I charge everything and over the years I must have signed tens of thousands of credit card receipts whenever I made purchases in person. The thing I've noticed is that nobody ever checks the signature nowadays. Is there a point in this modern day and age to require signatures on credit card receipts anymore?

Credit Cards Should Use PIN Numbers - Signatures Offer Little Security

Requiring customers to sign every receipt is supposed to make them feel safer and in control. With more and more people buying things online though, signatures are losing the identity assurances that they might have once offered. Most online retailers require customers to enter in their 3 digit verification code (CVV/CVC) found on the back of their credit cards for security purposes. I think requiring some type of PIN number would be more effective than signatures since signatures can be so easily overlooked and forged.

I don't even sign my full signature anymore. I've done everything from scribbling randomly on the signature line, to drawing a smiley face, to asking my friend to sign my name instead - all while under the watchful gaze of the sales clerk, who frankly could care less if I signed it personally or not.

For the sake of speed and convenience, many credit card companies don't even require signatures anymore for small purchases or at certain places such as fast food restaurants. Although seemingly counter-intuitive, merchants

By MoneyBlueBook

I've written about trying to find ways to make free or cheap international phone calls to landlines in the past. There are numerous voice over IP services that allow users to make free PC to PC calls, but it's hard to find cheap and affordable ways to dial international landlines. After much searching, I think I've found an interesting lead. The service is called InternetCalls. It's not 100% free but it's very affordable, that is, if the terms stay the way they currently are. The site looks promising but I don't want to get my hopes up just yet. By the way, I'm not getting anything for plugging them.

Its Marketing Touts Its Free Features, But It's Not Really 100% Free

Like many of these voice over IP services, the company attempts to advertise and promote itself as a free internet phone provider. It does offer a 1 hour calling trial period (that times out every few minutes), but after that you'll have to pay a small periodic fee to continue using their service. The free calling plan is currently limited to only a select group of countries.

In order to make free phone calls you'll need to top off your account by making a small monetary deposit which can be done via payment methods like PayPal and credit cards. The credit deposit remains unused so long as you make your calls to free destinations. Each credit addition is 10 Euros, which is about $15 and needs to be replenished every 4 months. Essentially