How to get through January
Published 1/27/16 
By Peter Andrew
When you recite the months, do you begin, "Penury, February, March, April ...?" If so you're not alone.
Being broke after the holidays is a common experience for millions of us. We're dragging ourselves out of bed, in the dark, and we've nothing to look forward to for months. Daylight is scarce and unavailable outside the hours when we're cooped up at work. Our checking accounts are drained, and December's credit card bills have arrived. What's not to hate?