By Jennifer Gregory
As I scribbled down my New Year's resolutions for 2013, I realized that my list looked a lot like those of previous years, filled with vague goals about exercising and organizing my home. It hit me that I had never actually made any resolutions specific to my finances. So I decided to make this year's list a little different.
Here are four things I resolve to do with my credit cards in 2013.
1. Research card options throughout the year
Like many consumers, I tend to get complacent and use the same credit cards without re-evaluating whether my current cards suit my situation. Issuers release new credit cards throughout the year, many featuring 0 percent offers, and new promotions on existing cards appear too, such as the seasonal bonus offers on my airline credit card. But while I've planned to compare cards in the past, the task has stayed at the bottom of my to-do list.
This year, I plan to spend a few minutes on the first Monday of each month researching credit card options to see if I need to rotate the cards in my wallet.Read the full article »