Archive for June 2012

By Doresa Banning

Account Type: Credit Card

Category: Low APR

The Simmons First Visa Platinum Rewards is a low APR credit card for people with excellent credit who can use its attractive travel rewards and benefits, including one point per $1 spent and travel and car rental coverage.

Features:

• 9.25 percent variable APR
• 1 point per $1 spent
• Global card acceptance
• Travel insurance
• Emergency cash and credit card replacement
• Car rental loss/damage waiver

Fees:

• No annual fee
• No balance transfer fee
• See card offer for full terms and conditions

Simmons First Visa Platinum Rewards

By Doresa Banning

Account Type: Credit Card

Category: 0 Percent Introductory Purchase APR

Editor's Note: Thank you for your interest, this offer expired and is no longer available.

With the Citi® Dividend® Card for College Students, you can get a 0 percent introductory interest period for seven months* for new purchases and the ability to earn cash back, including bonus cash back on select purchases that change each quarter.

Features:

You can build credit while earning cash back. Earn 5% cash back every quarter in changing categories like department stores, travel and more, enrollment is quick and easy. Earn 1% cash back on all other purchases. You can also choose your payment due date and manage your account online, on your tablet or on your Smartphone. There is no annual fee.

See Citi online application card offer for full terms and conditions.

Citi® Dividend® Card for College Students

By Doresa Banning

Account Type: Credit Card

Category: Travel Rewards

If you enjoy traveling and would like a credit card that rewards you for doing so, consider the The Hyatt Credit Card from Chase. It offers a slew of travel rewards and other perks, including attractive incentives for staying at Hyatt hotels.

The Hyatt Credit Card

By Doresa Banning

Editor's Note: Thank you for your interest, this offer expired and is no longer available.

The Gold Delta SkyMiles® Business Credit Card from American Express offers miles, savings and travel benefits for you and your business. It's ideal if you travel frequently on Delta. You can use your miles for flights, hotel stays, car rental and more.

Features:

• Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months  

By Doresa Banning

Account Type: Prepaid Card

Category: Points Rewards

For a prepaid reloadable card with lots of features but low fees, consider the UPside Visa Prepaid Card.

Features:

• No credit check needed
• Free direct deposit
• Cash back points
• 500 points for activating your card online
• 1,000 points when you sign up for direct deposit
• Cash back points worth up to 15 percent when shopping via the UPside mall
• 3 points per dollar spent on prepaid cellphone service purchases

Fees:

• No activation fee
• Monthly fee of $0.99 if you load $500 in the month, otherwise $4.95
• Get cash for free at point of service or $1.95 at an ATM
• See card offer for full terms and conditions

UPside Visa Prepaid Card