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Reviews Of The Best Discover Credit Cards and Offers


Reviews Of The Best Discover Credit Cards and Offers

Published 12/9/08  (Modified 3/27/14)

By MoneyBlueBook

Updated List Of The Best Discover Credit Cards Below

Editor's Note: Thank you for your interest, these offers have expired and are no longer available.

In the United States and Canada, most people are familiar with major credit card networks like Visa, MasterCard, and American Express. However, fewer people have had experience or exposure to another quiet, but big player in the credit card industry - Discover Card. Introduced in the 1980's as the preeminent card of choice for the Sears department stores (the dominant retailer at the time), the Discover Card has had its share of ups and downs in terms of card acceptance and popularity, and has been facing a tough battle for its piece of the pie recently. Currently, Discover has the lowest market share of any major credit card issuer in the United States, and overall card acceptance at smaller stores and remote markets remain spotty. Most of the major merchant stores and retailers take Discover for payments, but smaller retailers and more obscure websites are less likely to accept it. However, despite the highs and lows over the years, the Discover Card has managed to evolve its program with attractive offers to grow with the times and remain continuously relevant.

The Discover Card was the first credit card I ever applied for and my first exposure to the use of revolving debt. I applied for the Discover Card back in high school during the height of its popularity, because at the time it was my parent's primary credit card for everyday purchases. Since then, I've applied for other cards, but my old Discover Card remains

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Reviews Of The Best Advanta Business Credit Cards and Offers

Published 12/4/08  (Modified 3/8/11)

By MoneyBlueBook

Updated List Of The Best Advanta Credit Card Offers and Applications For Small Businesses Below

Compared to its bigger financial rivals like Citibank, Bank of America, JP Morgan Chase, American Express, or even Discover, Advanta Bank has been a relative unknown in the credit card and banking industry. However, over the years, Advanta has gradually and quietly built itself up to become a major niche market issuer of business credit cards. What started out humbly as a small financial operation from Pennsylvania that provided personal loans to teachers has transformed into a major (albeit not particularly well known) player of the small business credit card industry. Currently, Advanta Bank focuses on the small business market, and the company primarily gears its efforts towards creating credit card and banking products that fit the needs and appeal of small business start ups, aspiring entrepreneurs, and growing companies. Along with being one of the largest, if not the largest provider of small business credit cards, Advanta also offers a diversified variety of bank deposit products that include FDIC insured savings accounts, money market accounts, and certificate of deposits.

Advanta Is One Of A Very Few Number Of Major Credit Card Issuers That Exclusively Service The Business Credit Card Market

Advanta's exclusive focus on the small business market seems to differentiate it well from the other major card issuers that have a tendency to over saturate the market with too many confusing financial products that are heavily advertised and promoted, but don't always fulfill the appropriate small business need. The best

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Tips For Buying, Giving, and Using Discount Gift Cards

Published 12/1/08  (Modified 3/8/11)

By MoneyBlueBook

As a stereotypical male, I seem innately handicapped when it comes to performing certain tasks - "confusing activities" that include shopping and picking out the right gifts for the right occasion. I'm sure there are some men out there who love to cruise the malls and spend hours window shopping to their hearts' content like most of the women I know, but I'm most definitely not one of them. I can engage in strenuous physical activities and participate in aggressive sports, but yet somehow, whenever I step foot in a retail department store, I quickly become fatigued. Somehow, I instantly become drained of all energy and stamina the moment I am faced with the grueling ordeal of mall shopping. Worst yet, I'm a terrible buyer when it comes to gifting - which is why gift cards and gift certificates are such a God send for people like me.

Despite all the negative impressions and opinions that some online commentators and emotionally sentimental pundits have regarding the negatives of giving gift cards as presents, I love having at my disposal the option of buying gift certificates and store vouchers as presents for people. While it's true that gift cards are not the most particularly thoughtful present to buy for someone you really love or care about, they are incredibly convenient and financially versatile gifts for many people. For frugal savers like myself, gift cards present the perfect compulsory incentive and forced opportunity to buy and treat oneself when we'd otherwise choose to save the money instead.

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