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My List Of The Top 5 Most Overrated Careers and Jobs

My List Of The Top 5 Most Overrated Careers and Jobs

Published 6/20/08  (Modified 3/9/11)

By MoneyBlueBook

It's not easy finding the right career path in life. Many of our own perceptions on what makes a good profession is shaped and sometimes even warped by the views of our family, friends, and perhaps most significantly, by the media's relentless spin. There are many jobs out there that may look attractive and rewarding on TV, but reality often pours cold water over hyped up expectations.

It's interesting to me how if you asked any little kid what they wanted to be when they grew up, almost all would respond with answers like doctor, lawyer, hip hop rapper, or even President of the United States. Unfortunately for those little kids, the great majority of them will never fulfill their childhood dreams or live up to the great but unrealistic expectations they envisioned due to their personal circumstances. People pick jobs and careers for many reasons, but their choices are often shaped by their own hyped views regarding what is hot and what is not, and frequently fraught with inaccuracies. Unfortunately, during the high school and college years, the media greatly reinforces the naive and misguided mystique that surrounds certain professions to the detriment of future entrants into the work force. Oftentimes the hype of certain careers tend to greatly exceed the lucrativeness and fulfillment potential of reality.

The job market and popular careers choices have changed greatly over the years and what was once perhaps lucrative no longer is. Here's my list of what I believe are the top 5 most overrated careers and professions. I'm

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Do Credit Cards and Stocks Make Up Your Emergency Fund Savings?

Published 6/19/08  (Modified 3/9/11)

By MoneyBlueBook

Life is unpredictable. As much as we may try to project what is to come in the future, our feeble attempts at fortune telling and soothsaying inevitably fall short of reality. That's life and that's just the way of the world. We may try to walk the steady and safe path paved with good intentions, but sometimes life just insists on chucking a banana peel to trip you up when you least expect it. It's not always fair and it's not always just. Bad things happen to good people and sometimes unfortunate circumstances befall even the best of us. But the unforeseen and the unexpected don't have to ruin our lives and cause everything that's going for us to fall apart at the seams. We can plan for such an occurrence and protect ourselves the best we can by creating a back up financial contingency plan. Having a "Plan B" savings account and readily accessible emergency fund set aside will give you piece of mind in knowing that you will be taken care of should the worst case scenario occur.

I've personally had many unforeseen and unexpected situations spring forth in the last couple of years, and have learned that life comes at you fast. In the last few months, I've had to deal with a family health emergency due to the sudden passing of my grandfather which required me to go on emergency leave to fly overseas to be with him. I've also had to deal with a significant tax liability bill recently that

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Why College Students Should Apply For Student Credit Cards

Published 6/15/08  (Modified 3/20/14)

By MoneyBlueBook

An Updated List Of the Best Student Credit Card Offers Provided Below

It's remarkable how much the Internet has changed how we manage our finances today, and the sheer amount of information and knowledge it affords us. With a few keystrokes, we are now able to instantly access a wealth of reviews and consumer opinion pieces to better educate ourselves on the workings of all financial products and services. One of the best things to grow out of it is that it's also helped college and university students to become better informed and educated consumers when it comes to dealing with credit cards and the credit application process.

Don't Succumb To Bad Credit Card Offers Just Because Someone Is Giving Away Free Stuff To College Students

Back during my early student years as a college freshman, the Internet was only just getting popular, and many things were still being done the old fashioned way. At the time, my first encounter with credit card temptation was at one of those free credit card promotion booths on campus. I remember walking past the campus student union one day and noticing an attractive girl standing behind a fold out table adorned with a large promotional banner and colorful balloons. On the table was all sorts of prizes - everything from free T-shirts, free Frisbees, cheap alarm clocks, to free squishy ball stress reliever "thingys". Naturally, as a bright eyed and bushy tailed (not to mentioned gullible) young college student, I was ready at a moment's notice to sell my credit card

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Major Causes Of Vehicle Breakdowns - Broken Alternators For Example

Published 6/12/08  (Modified 3/9/11)

By MoneyBlueBook

These days, nothing lasts forever. Unless the item in question is one of those seemingly indestructible NASA Mars Rovers that are still chugging along the Martian surface despite having already greatly exceeded their original lifespan - or if the item is a substance or product that doesn't have any oscillating mechanical moving parts such as a compact disk or a gold bar, the item is bound to break down, corrode, or malfunction eventually. Despite the millions of dollars spent on improving the quality and lifespan of products, it seems all mechanical devices are destined to break down inevitably, and oftentimes when you are least prepared.

As discussed in a recent post, out of nowhere I recently experienced a vehicle breakdown in the middle of the night. While I was waiting in my car with the engine still running the motor suddenly stalled, and all dashboard controls and indicator lights stopped working. Turning the ignition key was met with cricket chirping silence, and even the electronic door lock stopped responding to my unlock button pressing, causing me to worry momentarily. At the time I grew concerned as I wasn't sure how I was going to get out of the vehicle without a working or functional electronic door lock. Then I laughed and realized I could manually pull up the door lock tab to open the door that way and use the metal key to manually lock the car door again. It's funny how I've grown so dependent to using the key less lock

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Dealing With A Car Breakdown and Paying Rip Off Repair Shop Prices

Published 6/10/08  (Modified 3/14/11)

By MoneyBlueBook

Well it was bound to happen and it finally did. My trusty 2004 silver Honda Accord that I purchased brand new during graduate school finally died on me. I think there are several valuable lessons to be learned here, and one of them is that nothing lasts forever. Particularly if it's a man made machine with moving parts susceptible to corrosion and wear and tear, the mechanical device is bound to break down sooner or later. No matter how reliable the vehicle brand, the quality of the materials or products used, or even how skilled the engineers that built the cars are, the fact of the matter is that cars, like all that is based on technology, inevitably wear down. But despite this inevitability, I'm still rather surprised that my car broke down so early on in its lifespan. My Honda Accord was only a 2004 model, with just 60,000 miles on it - the vast majority of the mileage accumulated through long distance interstate highway driving. I don't use it to commute to work so it's not like it was subjected to the rigors of stop and go driving, or exposed to the frequent acceleration and breaking style driving of bumper to bumper traffic. That's why I was so shocked when my car suddenly broke down this weekend.

Responding To A Sudden Car Breakdown and Engine Stoppage In the Middle Of The Night

For the last few days my car sounded sluggish and felt a tad underpowered whenever I stepped on the gas pedal, but I

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Even Celebrities Can Fall On Hard Times And Face Home Foreclosure

Published 6/9/08  (Modified 3/9/11)

Even Celebrities Can Fall On Hard Times And Face Home Foreclosure By MoneyBlueBook

When you think of Ed McMahon, you don't exactly associate or lump him with big time wasteful spenders like MC Hammer and some of the other well known celebrities of the past who rose to fame and fortune quickly but ultimately frittered away their money into bankruptcy on trivial pursuits. No, when you think of Ed McMahon, you think of the aging but charismatic late night show announcer, the TV personality, and the face and voice of the American Family Publishing sweepstakes team (not to be confused with the more popular Publisher's Clearing House sweepstakes) that arrives unannounced at the homes of winners to present them their grand prize. You certainly don't see or hear about him throwing his money away on fast cars, fast women, or holding lavish sleaze parties to great excess.

So I was quite surprised when I learned that someone like the now 80 plus year old Ed McMahon has now found himself in difficult financial straits and faced with the prospect of mortgage foreclosure on his multi million dollar home. This housing bubble and credit crisis seems to be quite merciless and universally brutal, even to those who simply lived their lives with the best intentions, but still succumbed to hard times. With little regard to feelings or reason, the mortgage credit crisis and the powerful forces of housing supply and demand have devastated many good families.

Ed McMahon and His Wife Pam Speak Out About Home Foreclosure and The Possibility Of Losing Their House

Ed McMahon recently appeared on

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