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Saving Money and Drinking To My Health With Free Coffee and Tea


Saving Money and Drinking To My Health With Free Coffee and Tea

Published 4/19/08  (Modified 3/14/11)

By MoneyBlueBook

I just made the most wonderful discovery a few days ago. Well it was wonderful in my eyes at least. I sleep pretty late these days so I decided to take a stroll downstairs to the condominium lobby. I currently rent a unit in a medium size condo complex. We have a small cozy lobby area with a front management room that doubles as a sales office. However, now that most of the condo units have already been sold, the small lobby is now more of a reception room for guests. Since I almost always enter the building from a side gated entrance, I rarely pass through the main lobby. But on this particular day I decided to visit the lobby for no particular reason other than to have some place to walk to. When I got there I saw something that I hadn't noticed before. Our building apparently stocks a free complimentary automatic Flavia coffee and tea maker for guests and residents to use! I'm sure some readers are rolling their eyes going "oh brother" at my almost whimsical fascination with my "treasure find", but it's a big deal for me. While Flavia coffee machines don't exactly produce gourmet, five-star cups of coffee or tea, they do a decent job of churning out fairly acceptable drinks. They are also extremely convenient. Like most of the dispenser pod-based machines out there, Flavia coffee and tea makers utilize pre-made coffee and tea packets to brew the drink. You simply select select the drink you want by

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How To Get A Free Laptop or Plasma TV Through Gift Reward Websites

Published 4/18/08  (Modified 3/8/11)

By MoneyBlueBook

If you've ever encountered sites on the internet that claimed to offer brand new laptop computers, mp3 players, or even plasma TV's for free, I'm sure most of you jumped to the immediate conclusion that they must all be scams. Well, on some level you may be correct and your initial instincts serve you well. But the misleading deception is not that they don't actually give out laptops, it's that these so-called free laptop offers do require some up front financial commitment and mandatory participation in a few monthly subscription programs. However, if you have a keen eye for seeking out deals that require the least amount of out-of-pocket effort, and know how to manipulate the rules by taking advantage of free trial offers, it's possible to walk away with a brand new laptop for only a fraction of its fair market value.

What I'm about to share may be time consuming and require almost anal, obsessive compulsive organizational skills, but the potential payoff at the end is quite substantial. For those of you who need the laptop or fancy electronic gadget right away, you probably won't have the patience for what this process demands. The procedure takes some time to complete and requires a lot of waiting - up to four months usually from start to finish. To successfully game the system and earn your almost free reward product you will need to be detail-oriented and willing to exercise patience and follow directions to the letter. If you follow these instructions, you should be able

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Popular Articles

Published 4/16/08  (Modified 3/8/11)

By MoneyBlueBook

Here are the most popular Money Blue Book articles based on personal choice and commentary response by readers. Many of them are my personal favorites as well. They are listed in no particular order:

  • All About The 2008 Economic Stimulus Tax Rebate
  • Working At Home To Build Up Passive Blog Income and Giving Up Full Time Job Pay
  • Four Basic Steps To Jump Start Your Financial Future
  • Trading Hours For Dollars
  • How To Avoid A Major 0% Balance Transfer Credit Card Mistake
  • How To Value Your Clothing Donations and Get A Tax Deduction
  • How To Open A Roth IRA Account And Select A Broker
  • Save Money By Eliminating 10 Common Expenses
  • My Lasik Experience, and The Pros and Cons of Laser Vision Correction Surgery
  • Stereotypical Dating Advice From The Millionaire Matchmaker
  • If You Invest For the Future, Then Stop Checking Your Stock Prices All The Time
  • I Remember Breaking Past the $10,000 Savings Mark
  • Read the full article »

    ING Direct Referral Links For New Savings Account Bonuses

    Published 4/16/08  (Modified 3/22/11)

    By MoneyBlueBook

    Updated and Verified List Of ING Direct Referral Links To Get Your Free $25

    Some of the best high interest online banks are well known for offering generous free money promotions when it comes to new account sign ups. ING Direct online bank has always been one of the best when it comes to that. ING Direct referral links are frequently sought after by those who want to grab one of the free $25 bonuses for new ING Direct savings and Orange checking accounts. If you are looking for a referral link to earn some bonus sign up money, you've come to the right place. On this page you will find continuously updated and fresh ING referral codes.

    ING Direct Customers Can Offer Their Friends $25 ING Direct Bonuses For New Account Sign Ups

    For those of you who want to know how personal finance bloggers are always coming up with a seemingly endless supply of ING Direct referral links for sign-up bonuses, we get them online from our ING Direct bank accounts. Once you are a member and account holder, ING offers you the ability to create referral links that you can hand out to friends and family. You are supposed to email the referral links directly to someone you know, but what many bloggers do is email a whole bunch of them to themselves and manually extract the referral link codes off of each individual referral e-mail and post them together in one self service location. So that's what I've done for you

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    File A Form 1040X To Correct A Past Federal Tax Return Mistake

    Published 4/15/08  (Modified 3/8/11)

    By MoneyBlueBook

    Back when I was in college, I knew absolutely nothing about filing my taxes. Yes, I was a college finance major at the time, but I don't recall learning anything practical about taxes, deductions, or income withholding in any of my classes - at least not anything involving the actual process of filing one's tax return. At the time I had a part time job working at a school computer lab making some extra money. Every week I received a pay check but I never paid it much attention. I barely knew what the numbers meant - wages and FICA, they were all the same to me - all I knew was that the government was taking a large chunk of my meager pay check every week, leaving me with only peanuts. Since I made so little at the time, only a few thousand dollars for two semesters of work, when it came time to file my taxes, I decided to try doing it myself. My parents weren't much help since they were living overseas and had expressed their wish for me to become more financially independent and self reliant.

    Sometimes You Make Mistakes in Life - And Taxes Are More Prone To Errors Than Anything Else

    Despite knowing next to nothing about taxes, I still somehow managed to file my income tax by following the Internal Revenue Service (IRS) instructions, albeit in bumbling fashion. This was before I started using free tax preparation solutions or utilizing electronic do-it-yourself tax preparation programs like

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    Coin Counting Machines: How to Get Free Coin Counting

    Published 4/14/08  (Modified 6/17/11)

    By MoneyBlueBook

    I have two small piggy banks that sit atop my office desk at home. One is a coin bank in the shape of a dog, and the other is shaped like a light blue colored pig that I received as a free giveaway when I opened a new Citibank business checking account not too long ago. These two little guys are the gatekeepers to the spare change that I occasionally bring back in my pockets. Everytime I come home with loose coins, I usually drop them into my piggy banks. Since I use reward credit cards for the vast majority of my purchases, I don't usually bring home too many bits of spare change. However, over a period of months and a year, even the occasional chipping in can turn a small stash into a tidy sum.

    How To Handle Quarters, Dimes, Nickels, and Pennies

    Before Coinstar came along with their green coin sorting kiosk machines, I had no convenient way of getting rid of my spare change, especially the nickels, dimes, and pennies. Quarters I could always keep around to use for coin operated laundry washers and dryers, snack vending machines, and leave a few in my car for parking meters and toll booths. But nickels and pennies are pretty much useless since their small denominational value require many more of them to be carried around to be worth anything. Initially I tried hauling my jar of pennies, nickels, and dimes to my local bank branch to have them exchanged for paper bills. However, the

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