Latest responses to “Where Are The 12 Month 0% No Balance Transfer Fee Credit Card Offers?” Copyright 2013, MoneyBlueBook.com 465060 2008-10-08T08:29:13-07:00 Bill Yeah, it's ironic how the credit card companies, who need business right about now, are closing their doors to a lot of potential business. Now, with customers such as yourself, they don't make any money, but their bread and butter really is balance transfers and HOPE that you carry a balance longer than the 0 percent term.