Latest responses to “The Perils and Pitfalls Of Switching To Automatic Bill Payment” Copyright 2013, MoneyBlueBook.com 462560 2008-09-07T14:19:56-07:00 George I have a personal theory which states that the tendency of financial institutions to try to convert everyone to electronic bill-paying is not good for the consumer. The practice de-personalizes the art of writing checks, and dumps everything into the quagmire of cyberspace. It practically gives "carte blanche" to those institutions, and perhaps even creditors to invade one's checking account in mere nanoseconds, or the speed of light, whichever is faster, and drain your funds at will. 462550 2008-01-17T15:52:18-08:00 SavingDiva I have checks automatically mailed for rent and car payments. I have automatic deductions set up for insurance (car and Rental), gym membership ($30/month), Roth IRA ($250/month). I have my electric bill automatically charged to a credit card, which I pay off when I see the bill.