Comments on: The Best Student Credit Card Rewards and Offers http://www.moneybluebook.com/the-best-student-credit-card-rewards-and-offers/ Personal Finance Beyond Credit Cards and Balance Transfers Fri, 29 Aug 2008 01:56:32 +0000 http://wordpress.org/?v=2.6.1 By: Lauren S. http://www.moneybluebook.com/the-best-student-credit-card-rewards-and-offers/#comment-20939 Lauren S. Mon, 14 Jul 2008 20:38:49 +0000 http://www.moneybluebook.com/the-best-reward-credit-cards-for-college-and-graduate-students-to-learn-credit-responsibility/#comment-20939 A recent CNN article discussed the prevalence of credit cards on campus targeting college students. These credit card companies are definitely trying to target these unwitting and financially unprepared students who have no idea how to handle the use of credit. But it's hard to really sympathize of many of these students who are no longer teenagers who simply shouldn't be having a credit card in the first place. They are young adults and need to take greater responsibility over their lives. All they do is cry to mom and dad for more money to help pay off their credit card debts. It's always a spend first, think later mentality and I'm getting sick of it. I received my first student credit card - a Citibank one back in college and I did just fine A recent CNN article discussed the prevalence of credit cards on campus targeting college students. These credit card companies are definitely trying to target these unwitting and financially unprepared students who have no idea how to handle the use of credit. But it’s hard to really sympathize of many of these students who are no longer teenagers who simply shouldn’t be having a credit card in the first place. They are young adults and need to take greater responsibility over their lives. All they do is cry to mom and dad for more money to help pay off their credit card debts. It’s always a spend first, think later mentality and I’m getting sick of it. I received my first student credit card - a Citibank one back in college and I did just fine

]]> By: Darren http://www.moneybluebook.com/the-best-student-credit-card-rewards-and-offers/#comment-19996 Darren Sat, 05 Jul 2008 06:21:40 +0000 http://www.moneybluebook.com/the-best-reward-credit-cards-for-college-and-graduate-students-to-learn-credit-responsibility/#comment-19996 I don't it still....what's the point of a student crdit card compared to a regular consumer card. I guess the no income limitation and the lack of a co-signer requirement are the primary reasons for college students like myself to go for student credit cards right? I don’t it still….what’s the point of a student crdit card compared to a regular consumer card. I guess the no income limitation and the lack of a co-signer requirement are the primary reasons for college students like myself to go for student credit cards right?

]]> By: Jason http://www.moneybluebook.com/the-best-student-credit-card-rewards-and-offers/#comment-9447 Jason Thu, 01 May 2008 04:38:04 +0000 http://www.moneybluebook.com/the-best-reward-credit-cards-for-college-and-graduate-students-to-learn-credit-responsibility/#comment-9447 It is so hard to get credit, and if you make bad choices, it is even harder to clean up. I was never really taught how to handle finances, and still struggle with it. I have worked hard to get my credit cleaned. We now both have good credit scores, but if we had learned how to budget and use finances wisely, we may not have been in our thirties before our credit cards were paid off and we were not just living paycheck to paycheck. It is so hard to get credit, and if you make bad choices, it is even harder to clean up. I was never really taught how to handle finances, and still struggle with it. I have worked hard to get my credit cleaned. We now both have good credit scores, but if we had learned how to budget and use finances wisely, we may not have been in our thirties before our credit cards were paid off and we were not just living paycheck to paycheck.

]]> By: Tom http://www.moneybluebook.com/the-best-student-credit-card-rewards-and-offers/#comment-4249 Tom Thu, 06 Mar 2008 22:40:59 +0000 http://www.moneybluebook.com/the-best-reward-credit-cards-for-college-and-graduate-students-to-learn-credit-responsibility/#comment-4249 Awesome article! When it comes to student credit cards, I wish credit card companies were more responsible with students when signing them up. I think it would be great if colleges around the globe would offer mandatory credit classes for a hour or so to show the effects of how a credit score affects you and your life. Besides the responsibility point, the MTVU card is simply amazing. On top of the thankyou rewards and the cash back power, they also offer a lot of thankyou points just for getting good grades, which should be another great highlight for the card. Awesome article! When it comes to student credit cards, I wish credit card companies were more responsible with students when signing them up. I think it would be great if colleges around the globe would offer mandatory credit classes for a hour or so to show the effects of how a credit score affects you and your life.

Besides the responsibility point, the MTVU card is simply amazing. On top of the thankyou rewards and the cash back power, they also offer a lot of thankyou points just for getting good grades, which should be another great highlight for the card.

]]> By: Please-Don’t-Let-It-Be-Gray Thursday Roundup | Mrs. Micah: Finance for a Freelance Life http://www.moneybluebook.com/the-best-student-credit-card-rewards-and-offers/#comment-871 Please-Don’t-Let-It-Be-Gray Thursday Roundup | Mrs. Micah: Finance for a Freelance Life Thu, 13 Dec 2007 18:38:57 +0000 http://www.moneybluebook.com/the-best-reward-credit-cards-for-college-and-graduate-students-to-learn-credit-responsibility/#comment-871 [...] at Money Blue Book has some ideas for cards students can get to help build good credit. To be used responsibly, of course! He also has a nice little fundamentals post on starting to get [...] [...] at Money Blue Book has some ideas for cards students can get to help build good credit. To be used responsibly, of course! He also has a nice little fundamentals post on starting to get [...]

]]> By: E.C. http://www.moneybluebook.com/the-best-student-credit-card-rewards-and-offers/#comment-796 E.C. Mon, 10 Dec 2007 21:37:21 +0000 http://www.moneybluebook.com/the-best-reward-credit-cards-for-college-and-graduate-students-to-learn-credit-responsibility/#comment-796 I didn't get a credit card until I was twenty, mostly because I was nervous and afraid that even after many years of managing money sensibly that I'd suddenly overspend and go into debt. I really like my USAA Mastercard even though I'm getting less than 1% back since I spend so little. Their customer service is fantastic, and they actually make an effort to educate students about budgeting and using credit responsibly. If you're eligible for membership, I highly recommend them. I didn’t get a credit card until I was twenty, mostly because I was nervous and afraid that even after many years of managing money sensibly that I’d suddenly overspend and go into debt. I really like my USAA Mastercard even though I’m getting less than 1% back since I spend so little. Their customer service is fantastic, and they actually make an effort to educate students about budgeting and using credit responsibly. If you’re eligible for membership, I highly recommend them.

]]> By: Ruth http://www.moneybluebook.com/the-best-student-credit-card-rewards-and-offers/#comment-788 Ruth Mon, 10 Dec 2007 17:06:23 +0000 http://www.moneybluebook.com/the-best-reward-credit-cards-for-college-and-graduate-students-to-learn-credit-responsibility/#comment-788 Great article. It is so important to teach our children financial sense and college is a great time to make it happen - if it hasn't already. I was so surprised when a young colleague told me she couldn't get a loan for a car because she didn't have 5 (!) credit sources. Our daughter (a sophomore in college) is constantly telling her friends they need to have credit cards to begin building their credit. Otherwise, when they go to rent and apartment or buy a care, they will have to ask their parents to co-sign. That's usually enough to convince everyone of the need to take action! Most families are so concerned about paying for college that credit cards scare them. Great article. It is so important to teach our children financial sense and college is a great time to make it happen - if it hasn’t already.
I was so surprised when a young colleague told me she couldn’t get a loan for a car because she didn’t have 5 (!) credit sources.
Our daughter (a sophomore in college) is constantly telling her friends they need to have credit cards to begin building their credit. Otherwise, when they go to rent and apartment or buy a care, they will have to ask their parents to co-sign. That’s usually enough to convince everyone of the need to take action!
Most families are so concerned about paying for college that credit cards scare them.

]]> By: Weekend Linkage - December 9, 2007 | The Sun’s Financial Diary | A Personal Finance Blog on Saving and Investing http://www.moneybluebook.com/the-best-student-credit-card-rewards-and-offers/#comment-773 Weekend Linkage - December 9, 2007 | The Sun’s Financial Diary | A Personal Finance Blog on Saving and Investing Mon, 10 Dec 2007 01:34:42 +0000 http://www.moneybluebook.com/the-best-reward-credit-cards-for-college-and-graduate-students-to-learn-credit-responsibility/#comment-773 [...] Blue Book listed some rewards credit cards for college students which can also teach them to be responsible for their [...] [...] Blue Book listed some rewards credit cards for college students which can also teach them to be responsible for their [...]

]]> By: Mrs. Micah http://www.moneybluebook.com/the-best-student-credit-card-rewards-and-offers/#comment-768 Mrs. Micah Sun, 09 Dec 2007 21:04:11 +0000 http://www.moneybluebook.com/the-best-reward-credit-cards-for-college-and-graduate-students-to-learn-credit-responsibility/#comment-768 Those look like really good options. My parents were too nervous and even though I was very careful not to overspend, they wouldn't let me have a credit card. They did put me on their account, but this has led to all kinds of headaches as I try to untangle my credit from theirs. Those look like really good options. My parents were too nervous and even though I was very careful not to overspend, they wouldn’t let me have a credit card. They did put me on their account, but this has led to all kinds of headaches as I try to untangle my credit from theirs.

]]>