The Best Gas Credit Card Rewards and Offers

Updated List Of The Best Gas Rebate Credit Card Offers To Help You Save Money On Gasoline and Fuel

Want to save money or earn extra cash back when you fill up your vehicle despite high gas prices at the pump? It doesn’t matter if you’re an ordinary consumer, a business, or even a student - I’m sure we all wouldn’t mind getting what essentially amounts to a cash back discount at the gas pump. If you are a frequent driver, you definitely will want the edge when it comes to taking advantage of the best possible card reward and cashback opportunities available for drivers. Gas prices have skyrocketed recently so anything you can reasonably do now to lessen the cost burden would be a wise financial move on your part as a gas consumer. Of course, only those who can handle the responsibility and burden of credit management should apply for and use credit cards. The rewards and rebates they offer are certainly attractive but they’re not suitable for those with a shaky credit usage history.

Currently, many reward credit cards include gas station purchases on their special list of places that yield extra high bonus cash back credit card rewards. When you use the card to purchase gas, you’ll frequently earn much higher reward rates than ordinary purchases made at other locations. If you strategically use a combination of reward cards like I do, you can designate higher rebate gas credit cards to be used specifically and primarily for gasoline expenses, and use your other reward cards for other general everyday purchases. After scouring all online offers, here are my top gas credit card choices to help you earn rewards and save on gas money. You might feel just a tiny bit better the next time you fill up.

List Of the Best Cash Back Reward Credit Cards With The Highest Purchase Incentives For Gas Rebates

  1. Chase BP Visa Rewards - Earn 10% cash back for gas at all BP gas stations and 4% back for all dining and travel purchases for the first 2 months. Thereafter, earn 5% cash back for BP gas, 2% for dining and travel, and 1% cash back for everything else.
  2. Chase PerfectCard - Earn 6% rebate on all gas purchases for the first 90 days. Earn 3% rebate on all gas purchases thereafter. Earn 1% for everything else. Rebates are automatically credited on your monthly statement towards future purchases made on your card.
  3. Discover Open Road Card - Earn 5% cash back for gasoline and auto maintenance
  4. American Express Blue Cash - Earn up to a tiered 5% cash back on all purchases at gas stations, supermarkets, and drugstores, and 1.5% cash back on all other purchases. See my Blue Cash review.
  5. Chase Freedom Visa Signature Card - Earn 3% cash back with this credit card on your top 3 shopping categories that may include purchases for gasoline. Earn 1% for everything else. See my Chase Freedom review.
  6. American Express True Earnings Card From Costco - This card is for Costco warehouse club members. It offers 3% back for gas, 3% for restaurant dining, 2% for traveling, and 1% for everything else including purchases made at Costco clubs. The card has no annual fee with a paid Costco membership. Rebates are awarded as Costco vouchers redeemable for cash and merchandise.
  7. Citi Diamond Preferred Rewards Card - Earn 5 reward points for every dollar spent at gas stations, supermarkets and drugstores for 12 months. Earn 1 point per dollar for purchases thereafter.

The Top Business Gas Reward and Cashback Credit Card Offers

Keep in mind that you don’t have to actually own your own small business to qualify for lucrative business credit card programs. People can become a business unto themselves (it’s legally referred to as a sole proprietorship) - just enter your own personal name when prompted for the business name.

  1. American Express TrueEarnings Business Card From Costco - Earn 5% rebates for gas, 3% cash back for eating out, 2% for travel, and 1% for everything else including purchases made at Costco. This excellent reward card is meant for Costco members. The card comes with no annual fee if you have a paid Costco membership.
  2. American Express Simply Cash Card - Earn 3% cash back on gas, and 5% cash back on office supplies and wireless services. Get 1% for everything else. Offers an introductory 0% APR on purchases for 12 months.
  3. Chase Business Rebate Visa - Earn 3% rebates for gas stations and office supply stores.
  4. FNBO Business Edition Plus Visa Card - Earn 3% reward back for select purchases (3 points for every $1 you spend) and 1% for everything else. With this credit card offer from the First National Bank of Omaha, you get the high earning rate for money spent at gas stations, restaurants, office supply stores, and home improvement stores.
  5. Discover Business Card - Earn 2% cash back on gasoline, 5% cash back on office supplies, and 1% cash back for everything else.

If You Are Looking For The Top Student Gas Rebate Credit Card Picks, Here They Are:

  1. Citi Driver’s Edge Visa for College Students - Earn 3% rebate at gas stations, supermarkets, and drug stores. Get 1% for everything else. Send in your car’s updated mileage report everytime you get an oil change and earn extra rebates for just driving your car. Earning extra rebates for miles driven is how I accrue almost half of all card rewards that I earn per year.
  2. Discover Student Open Road Card - Earn 5% cash back bonuses on gas and auto maintenance purchases. Earn 1% for everything else.
  3. Discover Student Card Clear - Earn unlimited 5% cash back on rotating bonus purchase categories including gas, restaurants, movies, travel, and more. The bonus category selection rotates four times per year. Cardholders also earn up to 1% for general purchases.

3 Responses to “The Best Gas Credit Card Rewards and Offers”

  1. Trend Following Says:

    I use a gas rebate Mastercard from more than 2 years and get 1.25% from the total amount spent at the end of the year back. It is great to have the $100-$200 credited on my credit card in January.

  2. Steve Says:

    Issues with the above list - many stations are no longer accepting Amex cards of any type (I’ll assume the reason is that the merchant’s fees associated with Amex are higher and many gas stations don’t want to pay it.)

    Secondly, the cash rewards you get back for these credit cards are reduced (or nearly offset) by the surcharge many stations now charge for using credit cards … a practice that was once disguised as “Pay Cash and Save” back in the 80’s has again resurfaced.

    I can remember back in the ’80s when Getty proudly touted “Same Price Cash or Credit” at their pumps, and had ads attacking competitors who charged extra for using credit cards (Shell was one practicing this disguised as “Pay Cash and Save” -while they didn’t even have to post the credit prices!) The ad compared the practice to a restaurant charging extra for a customer using a credit card to pay for a meal. The outrage practically made this injustice disappear by the end of the 80’s, but with merchants losing profits with today’s gas prices, it has crept back into play. I don’t have a Getty station in my area, but if they are still around (they’re being rebranded as Lukoil nationwide) I’d like to know if they are continuing their practice of charging the same price, cash or credit - and if they are, perhaps rolling out those old ads from the ’80s would help curb this injustice once again.

  3. Erick Says:

    The Best Gas Rebate Card Out There Yet For Some Reason Never Really Gets Attention Is The Shell Mastercard From Citibank !

    No Strings Attached !

    5% Rebate On All Shell Gas Purchases / 1% Non Shell Gas Purchases
    5% Rebate On First $100 In Jiffy Lube Purchases
    1% For All Other Purchases

    Rebates credited to your monthly statement automatically

    Here In Arizona and all over there are countless Shell Stations So Finding A Shell Will Be No Problem

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