Comments on: The Best Cash Back Credit Card Rewards

By: SR

SR — Tue, 03 Nov 2009 16:04:46 +0000

Discover says up to 1% cash back… Well, not really, 1/4% for first $1500, 1/2% for second $1500. You Don’t get 1% until over $3000 every month. Typical hidden facts.

By: DL

DL — Thu, 08 Oct 2009 07:05:52 +0000

I have had a Discover card for 8 years and its one of the best credit cards I carry. They are constantly mixing in new offers and maintain 5% rewards unlike all the other card companies. Also, they have great customer service and I genuinely feel they care about me as a customer.

By: cheryl hutchinson

cheryl hutchinson — Sun, 04 Oct 2009 21:40:21 +0000

I have had the Discover card since 1985. They are very intune with their customers. They will do everything they can to make you happy. Good card.

By: cheryl hutchinson

cheryl hutchinson — Sun, 04 Oct 2009 21:38:24 +0000

I have used the Chase Freedom card for a couple of years. Their customer service stinks. They treat their customers like dirt.

By: nathan l

nathan l — Tue, 07 Jul 2009 15:32:11 +0000

schwab has 2% back no limits with no yearly fee. deal only works if you have a brokerage account though.

By: Mike

Mike — Tue, 19 May 2009 21:17:21 +0000

Where are the links to some of these cash back credit card offers? Is the Discover Card purchase card the only one left? This is why I hate the new governmental approach to tackling the credit crisis. Taking down the credit card companies by enacting harsher and stricter credit card bill of rights or whatever will only serve to damage and punish responsible credit card users like myself. No one realizes this as they are all blinded by their dislike of the big-bad credit card companies. It’s truly a double edged blade….

Eventually if this keeps up, the card issuers will pull away all of their lucrative cashback credit card programs and leave us with nothing. Quite frustrating….

By: The Thrifty Expat

The Thrifty Expat — Wed, 04 Mar 2009 23:24:55 +0000

I have two of the top three cards on you list – and they are both great for specific purposes.

I was disappointed to see that there was a relative newcomer that was not mentioned. The Charles Schwab Visa offers a straight up 2% refund on all purchases to a Charles Schwab Investment Account.

Their biggest benefit to those who travel – There are no foreign currency transaction fees. To those of us living, working or traveling overseas, this increases our cash back potential exponentially.

Martin C. also make a great point about the USAA MasterCard. USAA is an excellent card.

And I’m really interested in the Advanta Net 90 Platinum Business Card. That sounds like a fantastic alternative.

By: Miles credit card

Miles credit card — Thu, 15 Jan 2009 08:26:23 +0000

Nice article,I love it, Thansk for sharing

By: AMEX Blue Cash means Green

AMEX Blue Cash means Green — Tue, 13 Jan 2009 16:15:27 +0000

If you are anything like me (charge EVERYTHING to get rewards) and have substantial gas and grocery charges then this is your card. 5% back on Gas AND Groceries, plus 1.5% on everything else. Just about EVERYONE takes AMEX now. I previously had airline cards, this past year we charged enough on AMEX to earn 2.5 Southwest Airlines tickets if we were still on their card, but earned $950 cash back. I’ve never paid more than $300 for a SWA ticket, so we definitely came out ahead!

By: Archan Ganguly

Archan Ganguly — Sat, 10 Jan 2009 04:10:52 +0000

I have both the Chase Freedom and the HSBC Platinum 2% cash back card and I love them both. The HSBC one is really cool because I get cash back on any online purchase or for that matter on the shipping charges of the products I buy.
I use the Chase Freedom for bills and for the other top 4 categories and that gives me a 3% back. Its really sad that Walmart and Kroger are not in the top 5 categories of Chase Freedom.

By: Martin C.

Martin C. — Wed, 25 Jun 2008 04:51:10 +0000

I recommend taking a look at the USAA cash rewards or the USAA Total Rewards card – run by the United Services Auto Association.
I think the USAA credit cards offer something like 1.25% or 1.50% cash back rewards (I forget which). I recall their APR interest offer was something like 6.75% for purchases. Not a bad cash back credit card offer with low interest rate too…

By: gas cash back

gas cash back — Sun, 15 Jun 2008 02:20:53 +0000

Discover Open Road is the way to go! They give rewards in a form of cash back for gas purchases and pretty much any auto-related purchases. Check it out

By: Christine Talley

Christine Talley — Sat, 14 Jun 2008 17:39:45 +0000

I have the American Express Blue. I’m considering switching to the Chase Freedom, because it looks like I would’ve gotten 3x more cash back. That you have to spend $6,500 before the 5% kicks is a major disadvantage of the American Express.

By: Ashley @ Wide Open Wallet

Ashley @ Wide Open Wallet — Sun, 08 Jun 2008 17:51:25 +0000

I like the Citibank Thank you network too but I wouldn’t mind switching to a cash back crdit card, it really makes more sense.

By: Raymond

Raymond — Sun, 16 Dec 2007 23:00:05 +0000

I think reward cards give a better percentage back than cash back only cards, but they do require much more work and management. I wish there was an easier way to manage point expiration – like a Yodlee for card reward programs.