Latest responses to “Review Of FNBO Direct High Yield Savings Account” Copyright 2012, MoneyBlueBook.com 447560 2009-02-13T17:56:57-08:00 Aaron Bobby, FNBO account. I have had one there for over a yr now and it takes three days to from the time u transfer the money. but u can also get a ATM card with this account so u an get cash that way I do believe when u need it. I choose not to get the atm card myself. It will prob take 3-6 days to get the account fully set up to start transfer money. Most of the accounts like this take the three days to get transfer money from account to account. I have had no problems and recommend this account to anybody. They keep there reates just as high or higher than anybody that only requires 1$ to recieve the good yield. 447540 2009-01-15T01:59:48-08:00 Bobby Great review! Looking for an online high yield savings account to store my taxes (I'm a contractor so I have to set aside % of my pay each month towards taxes, retirement savings, and emergency cash fund). Pretty much undecided between FNBO and Etrade, hesitant on Etrade because a friend of mine complained about it taking them forever to open his account? Any similar issues with Etrade in your experience? How easy is it to withdraw money from FNBO? 447550 2009-01-15T01:57:47-08:00 Bobby Thanks for the review, looking for an account to put retirement savings, emergency cash fund, and taxes (I'm a contractor, so I need to set aside % of my pay each month), pretty much torn between this one or etrade, how liquid is FNBO? Is it easy to withdraw money should I ever need to? I had a friend that tried Etrade, but complained that it took them forever to open an account....any similar experiences?