Latest responses to “Peer-to-peer lending can benefit borrowers and lenders” Copyright 2013, MoneyBlueBook.com 469980 2011-02-27T17:20:01-08:00 jacqueline hi i just wandering i ask for a loan credit card consolidations and i was denied, i been paying my credit cards on time i don't have delinquency and my credit report, i just bot a house last November, and lending club and prosper they say no because my credit score was to low so i call the tree credit agencies and they mail my reports, and is and the highs six hundreds, i ask one of the lending club rep way they say No and he say because you just bout a house you score rating wen down, so know i cant get anything after i purchase my house i need a consolidates my credit cards i cant get a loan way? 445200 2010-11-12T21:25:27-08:00 Sara Very interesting post. I have been asked to loan a friend come money for some home improvements and am considering opening a self-directed IRA with , www.getmyra.com, and use my retirement account to loan the funds to the friend. I love the chance to use my IRA for something that could help a close personal friend of mine and yet benefit my retirement plan.