Comments on: I Remember Breaking Past The $10,000 Savings Mark http://www.moneybluebook.com/i-remember-breaking-past-the-10000-savings-mark/ Personal Finance Beyond Credit Cards and Balance Transfers Sun, 12 Oct 2008 19:09:59 +0000 http://wordpress.org/?v=2.6.2 By: mina http://www.moneybluebook.com/i-remember-breaking-past-the-10000-savings-mark/#comment-16270 mina Sat, 31 May 2008 23:11:44 +0000 http://www.moneybluebook.com/i-remember-breaking-past-the-10000-savings-mark/#comment-16270 Hi Raymond, Thank you for posting this valuable life's lesson to the day shifting and paradigm carnival. We basically have the same life experience, just a bit of twist from yours (smile) but all the way, I find your article encouraging and yes, this will be included in the next post. I'll send you a confirmation once posts were in placed. This is inspiring! Hi Raymond,

Thank you for posting this valuable life’s lesson to the day shifting and paradigm carnival. We basically have the same life experience, just a bit of twist from yours (smile) but all the way, I find your article encouraging and yes, this will be included in the next post. I’ll send you a confirmation once posts were in placed. This is inspiring!

]]> By: Raymond http://www.moneybluebook.com/i-remember-breaking-past-the-10000-savings-mark/#comment-2568 Raymond Wed, 30 Jan 2008 07:49:19 +0000 http://www.moneybluebook.com/i-remember-breaking-past-the-10000-savings-mark/#comment-2568 Mark - I only included plain old cash in my $10,000 tally since retirement funds are only meant to be unsealed at the time of retirement. Glad you are hitting your financial stride after crossing your milestone as well! Mark -
I only included plain old cash in my $10,000 tally since retirement funds are only meant to be unsealed at the time of retirement. Glad you are hitting your financial stride after crossing your milestone as well!

]]> By: Mark @ TheLocoMono http://www.moneybluebook.com/i-remember-breaking-past-the-10000-savings-mark/#comment-2499 Mark @ TheLocoMono Mon, 28 Jan 2008 19:08:47 +0000 http://www.moneybluebook.com/i-remember-breaking-past-the-10000-savings-mark/#comment-2499 Yes, it can be tough to break that mark. I am curious as to whether if breaking that mark includes retirement funds or just plain ole cash? I broke the mark a few years ago before I hit my 30s and it seems like after I broke it, I was able to begin hitting my stride because before I knew it, I started breaking the 20K mark and now closing in on the 30K mark. Pretty soon before this year is over, I should be approaching the 40K mark. It is very exciting and truly motivating. Budgeting is what is probably the hardest thing to do because of priorities, needs, and wants but in the end, budgeting is the best way to break the mark. Yes, it can be tough to break that mark. I am curious as to whether if breaking that mark includes retirement funds or just plain ole cash?

I broke the mark a few years ago before I hit my 30s and it seems like after I broke it, I was able to begin hitting my stride because before I knew it, I started breaking the 20K mark and now closing in on the 30K mark. Pretty soon before this year is over, I should be approaching the 40K mark. It is very exciting and truly motivating.

Budgeting is what is probably the hardest thing to do because of priorities, needs, and wants but in the end, budgeting is the best way to break the mark.

]]> By: A http://www.moneybluebook.com/i-remember-breaking-past-the-10000-savings-mark/#comment-2401 A Thu, 24 Jan 2008 19:19:27 +0000 http://www.moneybluebook.com/i-remember-breaking-past-the-10000-savings-mark/#comment-2401 I saw this on PaidTwice! My Husband and I are in college and although we have a decent amount of cash built up in our savings I know that come May we will be moving, paying for housing and a whole slew of other expenses- not to mention the school loan repayment that will begin aproxamatly November. All excess cash will go there- for a long time! I can't wait till I have 10K in unallocated cash! I am so excited! I saw this on PaidTwice!

My Husband and I are in college and although we have a decent amount of cash built up in our savings I know that come May we will be moving, paying for housing and a whole slew of other expenses- not to mention the school loan repayment that will begin aproxamatly November. All excess cash will go there- for a long time! I can’t wait till I have 10K in unallocated cash! I am so excited!

]]> By: MMJ http://www.moneybluebook.com/i-remember-breaking-past-the-10000-savings-mark/#comment-2366 MMJ Wed, 23 Jan 2008 20:58:12 +0000 http://www.moneybluebook.com/i-remember-breaking-past-the-10000-savings-mark/#comment-2366 I remember the good old days, before children and the house. We had over 14k in the bank account, but then came the house down payment and the Mrs. left full time work to be a SAHM. We will get there once again. Slowly but surely. I remember the good old days, before children and the house. We had over 14k in the bank account, but then came the house down payment and the Mrs. left full time work to be a SAHM. We will get there once again. Slowly but surely.

]]> By: Traciatim http://www.moneybluebook.com/i-remember-breaking-past-the-10000-savings-mark/#comment-2363 Traciatim Wed, 23 Jan 2008 18:33:20 +0000 http://www.moneybluebook.com/i-remember-breaking-past-the-10000-savings-mark/#comment-2363 Hey Lily, "Well, it's all fun and games until the market takes a nosedive. Then it'll be back to rice and beans for me! " How's things going over the past few days? Hey Lily,

“Well, it’s all fun and games until the market takes a nosedive. Then it’ll be back to rice and beans for me! ”

How’s things going over the past few days?

]]> By: SavingDiva http://www.moneybluebook.com/i-remember-breaking-past-the-10000-savings-mark/#comment-2358 SavingDiva Wed, 23 Jan 2008 17:09:05 +0000 http://www.moneybluebook.com/i-remember-breaking-past-the-10000-savings-mark/#comment-2358 I have about $500 in my EF...about about another $2k in savings....not even close to the $10k that you hit... I have about $500 in my EF…about about another $2k in savings….not even close to the $10k that you hit…

]]> By: Frugality and a Bedtime Story - The Carnivals | I've Paid For This Twice Already... http://www.moneybluebook.com/i-remember-breaking-past-the-10000-savings-mark/#comment-2356 Frugality and a Bedtime Story - The Carnivals | I've Paid For This Twice Already... Wed, 23 Jan 2008 17:04:20 +0000 http://www.moneybluebook.com/i-remember-breaking-past-the-10000-savings-mark/#comment-2356 [...] Blue Book: I Remember Breaking Past the $10000 Savings Mark. I. Want. To. Be. Here. Can’t wait. Enough [...] [...] Blue Book: I Remember Breaking Past the $10000 Savings Mark. I. Want. To. Be. Here. Can’t wait. Enough [...]

]]> By: carnival of money stories: bedtime story edition : plonkee money http://www.moneybluebook.com/i-remember-breaking-past-the-10000-savings-mark/#comment-2298 carnival of money stories: bedtime story edition : plonkee money Tue, 22 Jan 2008 12:03:35 +0000 http://www.moneybluebook.com/i-remember-breaking-past-the-10000-savings-mark/#comment-2298 [...] mother gave him some shiny coins, and told him that if there was any money left over, he could have it for his piggy bank. George counted the coins carefully, there were five of them. There might be enough for the new toy [...] [...] mother gave him some shiny coins, and told him that if there was any money left over, he could have it for his piggy bank. George counted the coins carefully, there were five of them. There might be enough for the new toy [...]

]]> By: E.C. http://www.moneybluebook.com/i-remember-breaking-past-the-10000-savings-mark/#comment-2150 E.C. Thu, 17 Jan 2008 21:32:53 +0000 http://www.moneybluebook.com/i-remember-breaking-past-the-10000-savings-mark/#comment-2150 I was pretty exited when I hit $10,000 in savings. It seemed like a significant achievement that would set the foundation for my future. Now, I find it a little harder to set goals; most of the big savings goals like a house and retirement seem almost impossibly far off. I was pretty exited when I hit $10,000 in savings. It seemed like a significant achievement that would set the foundation for my future. Now, I find it a little harder to set goals; most of the big savings goals like a house and retirement seem almost impossibly far off.

]]> By: SavingDiva http://www.moneybluebook.com/i-remember-breaking-past-the-10000-savings-mark/#comment-2145 SavingDiva Thu, 17 Jan 2008 20:48:51 +0000 http://www.moneybluebook.com/i-remember-breaking-past-the-10000-savings-mark/#comment-2145 I can't wait until I have $10k in cash saved....I have about $2k right now, so I have a while until I get there! I can’t wait until I have $10k in cash saved….I have about $2k right now, so I have a while until I get there!

]]> By: JB http://www.moneybluebook.com/i-remember-breaking-past-the-10000-savings-mark/#comment-2070 JB Tue, 15 Jan 2008 23:52:19 +0000 http://www.moneybluebook.com/i-remember-breaking-past-the-10000-savings-mark/#comment-2070 This is a timely post. I'm stilll struggling to save the last of my $10,000 goal for my Efund. It's been difficult because I'm just starting out and other wacky, miscellaneous expenses keep coming up but I'm almost there! A $10,000 Emergency fund was the amount I decided I needed to have on hand to offset worry about all of the 'what ifs' in life. This is a timely post. I’m stilll struggling to save the last of my $10,000 goal for my Efund. It’s been difficult because I’m just starting out and other wacky, miscellaneous expenses keep coming up but I’m almost there!

A $10,000 Emergency fund was the amount I decided I needed to have on hand to offset worry about all of the ‘what ifs’ in life.

]]> By: sue http://www.moneybluebook.com/i-remember-breaking-past-the-10000-savings-mark/#comment-2063 sue Tue, 15 Jan 2008 18:13:35 +0000 http://www.moneybluebook.com/i-remember-breaking-past-the-10000-savings-mark/#comment-2063 I put 10,000 into a CD when I was pregnant with my first child. Again for my 2nd child. Child three is still waiting. The reason for this stems from my childhood. I am the youngest of four children. I said to my mom one day, why didn't you put aside $10,000 for each child. She said we would not have as many children. At that point, I had my goal in mind. I might not be able to save much more for them, but I wanted to lock away $10,000 for each child for later in their life. I was thrilled when I was able to actually complete my dream. I put 10,000 into a CD when I was pregnant with my first child. Again for my 2nd child. Child three is still waiting.
The reason for this stems from my childhood. I am the youngest of four children. I said to my mom one day, why didn’t you put aside $10,000 for each child. She said we would not have as many children. At that point, I had my goal in mind. I might not be able to save much more for them, but I wanted to lock away $10,000 for each child for later in their life. I was thrilled when I was able to actually complete my dream.

]]> By: Raymond http://www.moneybluebook.com/i-remember-breaking-past-the-10000-savings-mark/#comment-2030 Raymond Tue, 15 Jan 2008 05:45:14 +0000 http://www.moneybluebook.com/i-remember-breaking-past-the-10000-savings-mark/#comment-2030 Norak, In regards to having children, I prefer to think of it as investing in a retirement package along the lines of an annuity that will hopefully one day pay off financially. I'm expecting my kid to grow up and one day be the creator of the next Facebook or YouTube. Cha-ching $$$! I am joking of course! :) Norak,
In regards to having children, I prefer to think of it as investing in a retirement package along the lines of an annuity that will hopefully one day pay off financially. I’m expecting my kid to grow up and one day be the creator of the next Facebook or YouTube. Cha-ching $$$! I am joking of course! :)

]]> By: Lily http://www.moneybluebook.com/i-remember-breaking-past-the-10000-savings-mark/#comment-2024 Lily Tue, 15 Jan 2008 03:46:51 +0000 http://www.moneybluebook.com/i-remember-breaking-past-the-10000-savings-mark/#comment-2024 Well, it's all fun and games until the market takes a nosedive. Then it'll be back to rice and beans for me! ;) Dating does get very expensive. It's easy to say, "Just find someone on the same wavelength as you when it comes to money!" or "There are tons of free date ideas!" But you never want to come off as a cheapskate when there is romance involved. Fortunately, my boyfriend and I got our exciting dates out of the way early, and now we just do Netflix + homecooking. Well, it’s all fun and games until the market takes a nosedive. Then it’ll be back to rice and beans for me! ;)

Dating does get very expensive. It’s easy to say, “Just find someone on the same wavelength as you when it comes to money!” or “There are tons of free date ideas!” But you never want to come off as a cheapskate when there is romance involved. Fortunately, my boyfriend and I got our exciting dates out of the way early, and now we just do Netflix + homecooking.

]]>