5 tips for handling 0 percent credit card offers
By Julie Bawden-Davis
When a credit card company says they'll give me free credit for 12 months, I consider paying off my balance before the end of the period -- and avoiding the interest charges that will appear if I don't -- a challenge.
My romance with these offers started several years ago when the receptionist for my son's orthodontist flashed me a toothy grin and handed me the bill for his braces. I gulped at the total and decided to apply for a card that offered a zero-interest period to help handle the expenses. I paid that balance off before the end of the period, and I've since financed several dental and veterinary bills the same way.