Latest responses to “How To Calculate and Track Your Net Worth” Copyright 2013, MoneyBlueBook.com 418430 2010-12-14T17:58:36-08:00 Willena Larry You made certain fine points there. I did a search on the subject and found most folks will have the same opinion with your blog. 418420 2010-05-10T04:07:03-07:00 Ashley I just looked at your net worth. What happened in March / April ? Your stock portfolio went ballistic, or you made a relatively large amount of money from other sources in a few short weeks ? 418410 2009-07-31T03:37:25-07:00 Raymond Gerrit Draai, Well, your monthly pension is reflected in your networth calculation in the sense that it adds to your total asset count on a monthly basis. If your monthly pension is $5,000, then simply add $5,000 to every month's asset number subtracting any expenses you may have for that month. You wouldn't add the entire year's worth of pension money in your individual month's networth calculations until it's actually in hand. 418400 2009-07-30T19:59:19-07:00 Gerrit Draai In trying to establish my net worth I don't know how to factor in my monthly pension. What value do I attach to that? Or, if for instance my monthly pension is $5,000, do I add 12months x $5,000 to my assets? Appreciate your help Thanks Gerrit 418390 2009-04-14T02:47:47-07:00 Raymond Threadndr (Karla), Actually, I recommend continuing to track your financial net worth during both good times and bad. What good is a historical networth chart of your own progress over the years if there are substantial gaps in data? 418380 2008-11-06T14:01:01-08:00 threadbndr(Karla) One thing I do it to chart not only my "classic" net worth - calculated just as you outline above, but also calculate two other benchmarks. The first is my networth without the real estate, vehicles and personal property ("liquid" net worth) and then also drop out my checking and escrow accounts for vacation, taxes and the like that will be spent within the next year and my retirement ("investment" net worth). By tracking with and without house, cars and escrow (which can vary wildly depending on whether I've just paid taxes or gone on vacation), I can isolate the trends, making sure debt is going down and assets are going up. I've been too depressed by the trends lately to update my networthiq account. I should just bite the bullet and see how bad the damage is (sigh)