http://www.moneybluebook.com/how-to-build-a-cd-ladder-and-get-the-highest-interest-rate/ Personal Finance Beyond Credit Cards and Balance Transfers Sat, 07 Nov 2009 22:04:14 -0500 http://wordpress.org/?v=2.8.5 hourly 1 http://www.moneybluebook.com/how-to-build-a-cd-ladder-and-get-the-highest-interest-rate/comment-page-1/#comment-76983 Liquidity is key Thu, 11 Jun 2009 19:45:08 +0000 http://www.moneybluebook.com/?p=2015#comment-76983 The goal here is to keep your monetary assets as liquid as possible. Yes, the rates will be higher for a 24 month CD, but if you invest in a long term CD and the intrest rates climb on you, you're stuck in the mud. You just have to stand by and wait to invest those funds when they mature. The goal here is to keep your monetary assets as liquid as possible. Yes, the rates will be higher for a 24 month CD, but if you invest in a long term CD and the intrest rates climb on you, you’re stuck in the mud. You just have to stand by and wait to invest those funds when they mature.

]]> http://www.moneybluebook.com/how-to-build-a-cd-ladder-and-get-the-highest-interest-rate/comment-page-1/#comment-74223 DarkTemp Fri, 29 May 2009 20:11:17 +0000 http://www.moneybluebook.com/?p=2015#comment-74223 Thanks for this CD ladder explanation. I keep hearing about why CD rates are so great but I've always found it difficult to understand why it made any sense to lock up so much savings money into a bank account deposit that you wouldn't be able to access for months or years. Looks like this CD ladder strategy is what it takes to make the longer term CD account rates worthwhile while not completely sacrificing my access to my own money. It was a tad confusing at first...but I finally got your CD ladder examples! Thanks for this CD ladder explanation. I keep hearing about why CD rates are so great but I’ve always found it difficult to understand why it made any sense to lock up so much savings money into a bank account deposit that you wouldn’t be able to access for months or years. Looks like this CD ladder strategy is what it takes to make the longer term CD account rates worthwhile while not completely sacrificing my access to my own money. It was a tad confusing at first…but I finally got your CD ladder examples!

]]> http://www.moneybluebook.com/how-to-build-a-cd-ladder-and-get-the-highest-interest-rate/comment-page-1/#comment-40376 Better interest without laddering Thu, 13 Nov 2008 06:44:08 +0000 http://www.moneybluebook.com/?p=2015#comment-40376 I noticed that when you make a one time initial investment into a 3 month CD, with the interest compounding, you will end up with a higher yield at the end of the 2 years than with laddering. I noticed that when you make a one time initial investment into a 3 month CD, with the interest compounding, you will end up with a higher yield at the end of the 2 years than with laddering.

]]> http://www.moneybluebook.com/how-to-build-a-cd-ladder-and-get-the-highest-interest-rate/comment-page-1/#comment-39929 Not Your Fan Mon, 10 Nov 2008 02:40:59 +0000 http://www.moneybluebook.com/?p=2015#comment-39929 CD ladder seems like a ridiculous idea if high yield accounts yield close to it as ladder step gets shorter it tends to the high yield account anyway CD ladder seems like a ridiculous idea if high yield accounts yield close to it as ladder step gets shorter it tends to the high yield account anyway

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