Comments on: How Long Does A Bankruptcy Filing Stay On Your Credit Report?

By: Melanie

Melanie — Mon, 03 Nov 2008 19:16:44 +0000

I also just found out that it was 10 years for a voluntary dismissal. I was quite suprised and angry. Has anyone found out anything on how to proceed with this?

By: Tom Haynes

Tom Haynes — Tue, 14 Oct 2008 06:12:24 +0000

Have Credit Solutions contact me.

By: Credit Solution

Credit Solution — Tue, 07 Oct 2008 22:50:29 +0000

Do not use Lexington Law they will take advantege of you the just one you money belive me. I can help you, you do not have to pay me a mothly fee I just charge a low fee for the type for my work

By: Maxine

Maxine — Wed, 20 Aug 2008 20:03:50 +0000

I am thinking about contacting Lexington Law. I have heard that people were successful using their program.

By: ron rothstein

ron rothstein — Wed, 20 Aug 2008 06:22:24 +0000

I had the same experience. Does anyone have an answer to Tina?

By: Tina

Tina — Tue, 05 Aug 2008 17:09:17 +0000

I have the same problem! I have a dismissed bankruptcy (Chapter 13) that is seven years old and Equifax will not remove it. All of my creditors have been paid through my discharged bankruptcy that I filed after the dismissed bankruptcy. I had no idea when I requested a dismissal (in order to re-file Chapter 13), that it would remain on my file for 10 years. Any suggestions on having it removed? I’m thinking about contacting a credit repair company.

By: Marilyn

Marilyn — Mon, 23 Jun 2008 19:51:44 +0000

I am going throught the same problem and have threatened to take legal action again Equifax as they have their information reversed. A discharged Chapter 13 is supposed to stay on ones record for 10 years but a dismissed Chapter 13 only 7 years. Whoever did their research for them made a mistake and now they are sticking by it. Well, it doesn’t fly with me and you should complain again and cite their error.

By: Maxine Sinclair

Maxine Sinclair — Sat, 14 Jun 2008 00:30:54 +0000

Hello,

I recently filed a dispute with Equifax because I did not realize that they keep the bankruptcy on my report for 10 years. Although I filed a Chapter 13 dismissal, I paid all of the creditors owed on my credit report so no one will come after me. Am I able to win this since I do not owe money. I filed because I was trying to homestead my home before it foreclosed.