Comments on: How Long Does A Bankruptcy Filing Stay On Your Credit Report?

By: glory hardy

glory hardy — Sat, 07 Nov 2009 18:42:38 +0000

i have a dismissed ch 13 that was filed in 2001 and a discharged ch 7 from 2002 can these bankruptcies be removed. please help

glory

By: Kwatford

Kwatford — Thu, 15 Oct 2009 05:29:31 +0000

Dear Friends,
It Hurts me to my heart to read paragraph after paragraph of each of us asking each other for help, fighting theses crooket crediting reporting agency when we have the power to change these senseless reporting ourselves. A dismissed bankruptcy has no right being on your credit report. Once a bankruptcy has been dismissed you and the creditor has the same right. Its not consider a bankruptcy until its confirmed, lets fight together to get this myth changed that a dismissed bankruptcy has to stay on your file for 7 or ten years. I invite anyone to show me the law that say it does, theres no law. The bueraus say and do whatever they want and all we do is follow and chat about it. Anyone who intrested in getting this myth changed. Email me and let me know that i can count on you and your support and changing this myth, because i’am working right now at 2:30 am in the morning to help change my life and yours, Email me at Kwatford@futranet.com and give me your support. Together we stand devided we will eventually fall. Ken

By: Mylie

Mylie — Fri, 02 Oct 2009 00:39:30 +0000

I have something to say about Lexington Law. I also warn you not to waste your money on this company. I tried them out for 2 long years and the end result not satisified. Three items was removed from my report but only for a limited time. months after it was removed, I don’t know how or why but it was placed back on my credit report so i wasted all this money!!! Don’t waste your money, I am warning you and you know that warnings come before destruction!!!

By: T. williams

T. williams — Tue, 22 Sep 2009 17:31:27 +0000

Went through the same thing you did. You can do your own filing and it only cost the filing fee. Also, read Phillipians 4:6!

By: VKB

VKB — Thu, 03 Sep 2009 07:29:15 +0000

I’ve owed about $32,000 in credit card debts and I’ve held no job right now. I want to file for bankruptcy so the creditors won’t go after me. But I have no $$$ to do so. I don’t know what to do now so I decide to leave it hanging by not paying and not filing for bankruptcy at the same time. I’ve hit the rock bottom right now and I do not see any light to my future. I don’t know if I can live til next week, so I have nothing to lose now.

By: Carmen

Carmen — Wed, 22 Jul 2009 18:37:32 +0000

I owe 6,000 in credit debt and i just lost my condo to forclosure and I just got served for not paying 4,000 in association dues. I was going to go with a consolidation credit card company to pay off the 6,000 but, i got served now i don’t know what to do????

By: Sheila

Sheila — Sun, 12 Jul 2009 11:29:47 +0000

I need some help advice pls… I just got paper lawsuit against me.. I owe 2,000 on credit card. I couldnt afford it cuz I have SSI. My mother messed it up my credit. If I filed bankcruptcy, How many years to get credit score back to normal and able to get bank account? If I filed bankcruptcy I dont wanna wait 7 or 10 years to have my credit back to normal.. What options do I have ? Please help me. Thanks

Which should I do:

1. Filed bankcruptcy

2. Pay debt instead filed bankcruptcy

By: Pierce

Pierce — Thu, 07 May 2009 14:24:38 +0000

We all seem to be sucked into this numbers game, Do what you have to do to get up on your feet again , Then dont buy anything unless We have the money for it,Lets show them we dont need there numbers anymore,Eat,work ,sleep,SAVE.

By: Nivia Says

Nivia Says — Thu, 19 Mar 2009 16:24:20 +0000

It has been almost 4 years since i filed chapter 11. How long can a debtor may report on your credit report? I have creditor’s on my credit report that i haven’t dealt with but somehow have to do with the previous debtor. What can I do? Any suggestons?

By: Maria

Maria — Wed, 04 Mar 2009 04:41:15 +0000

I would also like to know how I can remove an 8 year old dismissed chapter 13 bankrupty off of my Equifax report. Any suggestions?

By: Brenda

Brenda — Fri, 30 Jan 2009 21:10:15 +0000

I’m considering asking for a dismissal but, if I do, I’m going to see if the Court will order the credit reporting agencies not to report the filing. I don’t know if they can, but I’m going to try. If anyone else knows the answer, please let us know. Thanks.

By: kathy

kathy — Fri, 23 Jan 2009 04:14:09 +0000

Maybe you can help credit solution regards this dismiss bankcruptcy taken out of my credit report..

By: Melanie

Melanie — Mon, 03 Nov 2008 19:16:44 +0000

I also just found out that it was 10 years for a voluntary dismissal. I was quite suprised and angry. Has anyone found out anything on how to proceed with this?

By: Tom Haynes

Tom Haynes — Tue, 14 Oct 2008 06:12:24 +0000

Have Credit Solutions contact me.

By: Credit Solution

Credit Solution — Tue, 07 Oct 2008 22:50:29 +0000

Do not use Lexington Law they will take advantege of you the just one you money belive me. I can help you, you do not have to pay me a mothly fee I just charge a low fee for the type for my work