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	<title>Money Blue Book » Debt Reduction</title>
	<link>http://www.moneybluebook.com/</link>
	<description>Personal Finance Beyond Credit Cards and Balance Transfers</description>
	<item>
		<title>Micro-saving: a personal finance resolution you can keep</title>
		<link>http://www.moneybluebook.com/micro-saving-a-personal-finance-resolution-you-can-keep/</link>
		<description><![CDATA[This holiday season, I had a chance to catch up with some members of  my extended family. I learned that a musician cousin of mine (let's call  him Mark) had recently pulled himself back from the brink of bankruptcy  and gotten his debt under control, which (no offense, Mark!) came as a  small surpr [...]]]></description>
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		<title>How do the new credit card rules affect you?</title>
		<link>http://www.moneybluebook.com/how-do-the-new-credit-card-rules-affect-you/</link>
		<description><![CDATA[In recent months Americans in general have been making a determined effort to pay down their credit card debts. Maybe you've been part of this, changing your spending habits, and using your paycheck to pay down your credit card debt along with your student loans. That effort will only be helped by n [...]]]></description>
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	<item>
		<title>Like surgery, medical credit cards offer risks and rewards</title>
		<link>http://www.moneybluebook.com/like-surgery-medical-credit-cards-offer-risks-and-rewards/</link>
		<description><![CDATA[If you feel awkward getting asked to open a store credit card when you're shopping for blue jeans, imagine what happens when you get the same offer in the emergency room.
Medical credit card applications abound at the offices of dentists, doctors, and even veterinarians. While relaxed approval proce [...]]]></description>
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	<item>
		<title>12 easy steps to use eBay and pay down holiday credit card debt</title>
		<link>http://www.moneybluebook.com/12-easy-steps-to-use-ebay-and-pay-down-holiday-credit-card-debt/</link>
		<description><![CDATA[Our family loves the holidays, but every year after the tinsel and pine needles have been vacuumed up, we find ourselves with a couple of small problems: Too much credit card debt and a couple of heart-felt gifts we really don't want and can't return.
The answer for us has been pretty simple: eBay.  [...]]]></description>
	</item>
	<item>
		<title>Pay off debt with 0 interest balance transfer credit cards, but read the fine print</title>
		<link>http://www.moneybluebook.com/pay-off-debt-with-0-interest-balance-transfer-credit-cards-but-read-the-fine-print/</link>
		<description><![CDATA[If you are like most people, you probably cringe when it is time to pay the bills. It is a chore almost as dreaded as spending a Saturday afternoon at the post office and dry cleaners. Perhaps the most frustrating and stressful bills to open are those from credit card companies.
If you carry a balan [...]]]></description>
	</item>
	<item>
		<title>Should you pay off credit cards with a home equity line of credit?</title>
		<link>http://www.moneybluebook.com/should-you-pay-off-credit-cards-with-a-home-equity-line-of-credit/</link>
		<description><![CDATA[During the real estate boom of the early 2000s, paying off a credit card with help from a home equity loan seemed like a no-brainer. After all, housing prices in most parts of the country were skyrocketing. Why would you pay double-digit interest rates on a credit card when you could cut those finan [...]]]></description>
	</item>
	<item>
		<title>Get cash quick without getting stuck in debt</title>
		<link>http://www.moneybluebook.com/get-cash-quick-without-getting-stuck-in-debt/</link>
		<description><![CDATA[Everyone needs a little extra cash sometimes. Whether your car breaks down, your cousin unexpectedly announces wedding plans, or your best suit get splashed with grape juice the day before a job interview, you're bound to find yourself getting hit with a financial curve ball from time to time.
When  [...]]]></description>
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	<item>
		<title>Chase freedom among best cash back credit cards</title>
		<link>http://www.moneybluebook.com/chase-freedom-among-best-cash-back-credit-cards/</link>
		<description><![CDATA[Instead of flooding my mailbox with balance transfer offers, lenders have been bombarding my web browser and my DVR with ads that make me believe that picking the right credit card can help me live the good life. And while I still would love some help knocking down the interest on a few emergency pu [...]]]></description>
	</item>
	<item>
		<title>Pay off college debt with free credit cards</title>
		<link>http://www.moneybluebook.com/pay-off-college-debt-with-free-credit-cards/</link>
		<description><![CDATA[If you're just starting out in the work force, you may be concerned about establishing good credit. You may already have thousands of dollars in student loans and run up other bills, so it's important that any financial products you sign up for won't add to your debt.
Many recent graduates turn to c [...]]]></description>
	</item>
	<item>
		<title>How to get a credit card if you have bad credit</title>
		<link>http://www.moneybluebook.com/how-to-get-a-credit-card-if-you-have-bad-credit/</link>
		<description><![CDATA[Most consumers know by now that getting into debt is a lot easier than getting out of it. According to IndexCreditCards.com, the average revolving debt (mostly credit card debt) for an individual over 18 in the U.S. was $3,532 in August 2010.
Whether you are a recent college graduate needing to esta [...]]]></description>
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