Comments on: Bank of America Free Money Promotions For New Accounts http://www.moneybluebook.com/bank-of-america-free-money-promotions-for-new-accounts/ Personal Finance Beyond Credit Cards and Balance Transfers Fri, 19 Mar 2010 22:40:09 +0000 http://wordpress.org/?v=2.9.2 hourly 1 By: PDB http://www.moneybluebook.com/bank-of-america-free-money-promotions-for-new-accounts/comment-page-1/#comment-149547 PDB Thu, 11 Mar 2010 19:22:37 +0000 http://www.moneybluebook.com/?p=480#comment-149547 Opened an online BOA account in July 2009 because of the $100 incentive with a $200 opening deposit and after first use of debit card. Transferred more than $200 from my old checking account with another bank. Relocated about 4 weeks later and visited the local Bank of America because I couldn't access my new BOA account and hadn't received anything in the mail. Told my online account had been opened but not funded, so didn't qualify for the $100 incentive because no $200 opening deposit. CS at the BOA branch opened a new account and "closed" the online account that wasn't actually opened. Told the $200 hadn't transferred from my old bank account, so used that to open the account with the CS. Later, received checks on the online BOA account -- charged for the checks which overdrew that account because there was no money in the online account. Went to the local BOA and told the CS what happened. Fees waived. Now, BOA has turned over my old online account to collection for "overdraft" fees. Never did see the $100 incentive since the online account was supposedly never opened. BOA waived their fees because it was their error, but then turned me over to collection for overdraft fees that weren't there!!!! I am going to close my BOA account as soon as I get this mess cleared up. They're a rip-off! BEWARE -- The $100 online incentive is a scam. The collection company has no info except for the amount of the OD for being charged for ordering checks from BOA on an account that BOA said was never opened! STAY AWAY FROM BOA!!!! Opened an online BOA account in July 2009 because of the $100 incentive with a $200 opening deposit and after first use of debit card. Transferred more than $200 from my old checking account with another bank. Relocated about 4 weeks later and visited the local Bank of America because I couldn’t access my new BOA account and hadn’t received anything in the mail. Told my online account had been opened but not funded, so didn’t qualify for the $100 incentive because no $200 opening deposit. CS at the BOA branch opened a new account and “closed” the online account that wasn’t actually opened. Told the $200 hadn’t transferred from my old bank account, so used that to open the account with the CS. Later, received checks on the online BOA account — charged for the checks which overdrew that account because there was no money in the online account. Went to the local BOA and told the CS what happened. Fees waived. Now, BOA has turned over my old online account to collection for “overdraft” fees. Never did see the $100 incentive since the online account was supposedly never opened. BOA waived their fees because it was their error, but then turned me over to collection for overdraft fees that weren’t there!!!! I am going to close my BOA account as soon as I get this mess cleared up. They’re a rip-off! BEWARE — The $100 online incentive is a scam. The collection company has no info except for the amount of the OD for being charged for ordering checks from BOA on an account that BOA said was never opened! STAY AWAY FROM BOA!!!!

]]> By: TJP http://www.moneybluebook.com/bank-of-america-free-money-promotions-for-new-accounts/comment-page-1/#comment-126915 TJP Thu, 21 Jan 2010 19:37:55 +0000 http://www.moneybluebook.com/?p=480#comment-126915 Is there a class action suit pending on this? I too met all the criteria stated and was told I had not. They will not furnish proof. Is there a class action suit pending on this? I too met all the criteria stated and was told I had not. They will not furnish proof.

]]> By: Carlos Lopez http://www.moneybluebook.com/bank-of-america-free-money-promotions-for-new-accounts/comment-page-1/#comment-115675 Carlos Lopez Tue, 08 Dec 2009 02:14:02 +0000 http://www.moneybluebook.com/?p=480#comment-115675 OPENED A NEW CHECKING ACCOUNT WITH THE INCENTIVE OF $100.... WAS REASSURED TO GET THE MONEY...SIX MONTHS LATER NOTHING...THEY SAID I ENTERED THE WRONG PROMO CODES....I ENTERED THE RIGHT ONE..BUT THEY DONT GIVE A SHIT ABOUT THERE CUSTOMERS...HOPE THEY BANKRUPT!!!! OPENED A NEW CHECKING ACCOUNT WITH THE INCENTIVE OF $100…. WAS REASSURED TO GET THE MONEY…SIX MONTHS LATER NOTHING…THEY SAID I ENTERED THE WRONG PROMO CODES….I ENTERED THE RIGHT ONE..BUT THEY DONT GIVE A SHIT ABOUT THERE CUSTOMERS…HOPE THEY BANKRUPT!!!!

]]> By: C. Ray Tucker http://www.moneybluebook.com/bank-of-america-free-money-promotions-for-new-accounts/comment-page-1/#comment-109624 C. Ray Tucker Sun, 15 Nov 2009 11:01:58 +0000 http://www.moneybluebook.com/?p=480#comment-109624 JP Morgan Chase online Banking is Great! Their $100 Bonus offer for new Direct Deposit Checking Accounts is for REAL. No hassle! They fullfilled their end of the bargain within 5 days after the fist direct depost. $28.00 was subtracted from my existing balance for the feds tax, before rewarding me the actual $100. You can sign up for daily email alerts for transactions including balances. Saving postage is very good these hard times. If you'd like to read some Eye-Stopping POETRY (SOME f-u-n-n-y) check out my new website and BLOG at: treasury-of-poetry.com. Please email me with your comments. JP Morgan Chase online Banking is Great! Their $100 Bonus offer for new Direct Deposit Checking Accounts is for REAL. No hassle! They fullfilled their end of the bargain within 5 days after the fist direct depost. $28.00 was subtracted from my existing balance for the feds tax, before rewarding me the actual $100. You can sign up for daily email alerts for transactions including balances. Saving postage is very good these hard times.

If you’d like to read some Eye-Stopping POETRY (SOME f-u-n-n-y) check out my new website and BLOG at: treasury-of-poetry.com. Please email me with your comments.

]]> By: Dave C http://www.moneybluebook.com/bank-of-america-free-money-promotions-for-new-accounts/comment-page-1/#comment-87495 Dave C Tue, 04 Aug 2009 23:20:01 +0000 http://www.moneybluebook.com/?p=480#comment-87495 I refuse to do business with any bank placing a hard inquiry on my credit report for a checking account. I'll stick with Sovereign Bank. I refuse to do business with any bank placing a hard inquiry on my credit report for a checking account. I’ll stick with Sovereign Bank.

]]> By: Doesn't Matter http://www.moneybluebook.com/bank-of-america-free-money-promotions-for-new-accounts/comment-page-1/#comment-87455 Doesn't Matter Tue, 04 Aug 2009 18:23:43 +0000 http://www.moneybluebook.com/?p=480#comment-87455 in january 2009, I opened an new accout with B of A since i had tried every other bank and had bad experiences. i was promissed a bonus for opening a new account and after waiting for 7 months i never got the bonus. When i visited them, i was told that they could not find that promition code to apply to whatever it is. I will close my account and DO NOT RECOMMEND anyone opening a new account with these thieves. The account rep who was "trying to help me" as she puts it did not even know their own 1800 customer service phone number and thought that "i was insulting her" when i laughed out loud and told her "you work here and u dont even know your phone number?" Yes ladies and gentlemen, these are the kinds of people that work and make $$ in this country. The kind of people who dont know what the hell they are doing. I learned my lesson with the crooks at B/S of A and will not go back there even if they offer $10000.00 bonus for opening a new account in january 2009, I opened an new accout with B of A since i had tried every other bank and had bad experiences. i was promissed a bonus for opening a new account and after waiting for 7 months i never got the bonus. When i visited them, i was told that they could not find that promition code to apply to whatever it is. I will close my account and DO NOT RECOMMEND anyone opening a new account with these thieves.

The account rep who was “trying to help me” as she puts it did not even know their own 1800 customer service phone number and thought that “i was insulting her” when i laughed out loud and told her “you work here and u dont even know your phone number?” Yes ladies and gentlemen, these are the kinds of people that work and make $$ in this country. The kind of people who dont know what the hell they are doing. I learned my lesson with the crooks at B/S of A and will not go back there even if they offer $10000.00 bonus for opening a new account

]]> By: Rick Shrader http://www.moneybluebook.com/bank-of-america-free-money-promotions-for-new-accounts/comment-page-1/#comment-82685 Rick Shrader Thu, 09 Jul 2009 20:45:56 +0000 http://www.moneybluebook.com/?p=480#comment-82685 Did I hear that you have a $100.00 bonus for opening a checking account? What are the details and when does this offer expire? Thanks, Rick Did I hear that you have a $100.00 bonus for opening a checking account? What are the details and when does this offer expire? Thanks, Rick

]]> By: melbacracker http://www.moneybluebook.com/bank-of-america-free-money-promotions-for-new-accounts/comment-page-1/#comment-82208 melbacracker Mon, 06 Jul 2009 19:54:25 +0000 http://www.moneybluebook.com/?p=480#comment-82208 Bank of America does suck. My husband and I got a promotional offer in the mail that if we spent so much money within a month that we would get buy 1 get 1 free airfare. We did so and waited the 6 to 8 weeks. I just called to find out how to collect the airfare and low and behold they don't know anything about this promotion and the promotions are "deleted" from their system after they expire. They state they will honor the promotion if we still have the literature FROM APRIL, but can't help us otherwise. BULL CRAP. I hae only had a credit card account with them for a short while and will be cancelling after I pay my bill next month. Bank of America does suck. My husband and I got a promotional offer in the mail that if we spent so much money within a month that we would get buy 1 get 1 free airfare. We did so and waited the 6 to 8 weeks. I just called to find out how to collect the airfare and low and behold they don’t know anything about this promotion and the promotions are “deleted” from their system after they expire. They state they will honor the promotion if we still have the literature FROM APRIL, but can’t help us otherwise. BULL CRAP. I hae only had a credit card account with them for a short while and will be cancelling after I pay my bill next month.

]]> By: dublindave http://www.moneybluebook.com/bank-of-america-free-money-promotions-for-new-accounts/comment-page-1/#comment-80526 dublindave Sat, 27 Jun 2009 17:05:51 +0000 http://www.moneybluebook.com/?p=480#comment-80526 BofA is the pits- customer service is horrible, fees are amongst the highest in the industry. Dont do this. BofA is the pits- customer service is horrible, fees are amongst the highest in the industry. Dont do this.

]]> By: customer http://www.moneybluebook.com/bank-of-america-free-money-promotions-for-new-accounts/comment-page-1/#comment-72030 customer Fri, 22 May 2009 15:56:16 +0000 http://www.moneybluebook.com/?p=480#comment-72030 I tried to start a free checking account online after being reassured by a chat account specialist that there is no deposit required and the minimum fee is waived too. After undergoing verification, not only was it processed under my old address (incorrect because my spouse saw me enter in the correct one--I did this carefully) but the rep. on the phone swore that you still have to pay the $5.95 fee if you don't make a deposit. So much for the free checking. Please do not buy into their claims of free checking--you have to make a deposit or your fee is assessed...I cancelled the application right away. It's still lingering in my online accounts. I'll have to call again. I tried to start a free checking account online after being reassured by a chat account specialist that there is no deposit required and the minimum fee is waived too. After undergoing verification, not only was it processed under my old address (incorrect because my spouse saw me enter in the correct one–I did this carefully) but the rep. on the phone swore that you still have to pay the $5.95 fee if you don’t make a deposit. So much for the free checking. Please do not buy into their claims of free checking–you have to make a deposit or your fee is assessed…I cancelled the application right away.
It’s still lingering in my online accounts. I’ll have to call again.

]]> By: pissed at bankofamerica http://www.moneybluebook.com/bank-of-america-free-money-promotions-for-new-accounts/comment-page-1/#comment-69539 pissed at bankofamerica Mon, 11 May 2009 18:12:40 +0000 http://www.moneybluebook.com/?p=480#comment-69539 scrrrewwwwwwwwww boa!!!! same deal here i got the promo code for 150! i am fighting them to the grave they will pay. after the stress test they need more tarp moneey. they are going under. BURN BABY BURN scrrrewwwwwwwwww boa!!!! same deal here i got the promo code for 150! i am fighting them to the grave they will pay. after the stress test they need more tarp moneey. they are going under. BURN BABY BURN

]]> By: Alex Martin http://www.moneybluebook.com/bank-of-america-free-money-promotions-for-new-accounts/comment-page-1/#comment-61942 Alex Martin Fri, 27 Mar 2009 06:03:57 +0000 http://www.moneybluebook.com/?p=480#comment-61942 Thank you, pissed off BoA customers... i was about to start an account with these jurk offs but you saved me. = ) Thank you, pissed off BoA customers… i was about to start an account with these jurk offs but you saved me. = )

]]> By: Melissa Wilson http://www.moneybluebook.com/bank-of-america-free-money-promotions-for-new-accounts/comment-page-1/#comment-61852 Melissa Wilson Thu, 26 Mar 2009 12:38:21 +0000 http://www.moneybluebook.com/?p=480#comment-61852 I opened a checking account through Bank of America online, entered the promotion code that was mailed to me, and did everything I was supposed to do to get my $100. It has been almost 4 months, and they are refusing to honor it. I even have a printout of the confirmation with the promo code on it that I have faxed to customer service. They keep giving me the run around. DON'T USE THIS BANK!!!! Go to a local credit union. At least they will treat you like a person, not dirt. I opened a checking account through Bank of America online, entered the promotion code that was mailed to me, and did everything I was supposed to do to get my $100. It has been almost 4 months, and they are refusing to honor it. I even have a printout of the confirmation with the promo code on it that I have faxed to customer service. They keep giving me the run around. DON’T USE THIS BANK!!!! Go to a local credit union. At least they will treat you like a person, not dirt.

]]> By: Carl Bannier http://www.moneybluebook.com/bank-of-america-free-money-promotions-for-new-accounts/comment-page-1/#comment-56293 Carl Bannier Thu, 19 Feb 2009 14:18:34 +0000 http://www.moneybluebook.com/?p=480#comment-56293 Bank of America is a SCAM! Bank of America does not honor its own commitments. Calls to Customer Service are a waste of your good time. They treat their own customers like trash. Avoid Bank of America at all costs. They DO NOT DELIVER on their promises. They are liars, just like their greedy corporate cousins. Bank of America is a SCAM! Bank of America does not honor its own commitments. Calls to Customer Service are a waste of your good time. They treat their own customers like trash. Avoid Bank of America at all costs. They DO NOT DELIVER on their promises. They are liars, just like their greedy corporate cousins.

]]> By: Mark http://www.moneybluebook.com/bank-of-america-free-money-promotions-for-new-accounts/comment-page-1/#comment-54962 Mark Tue, 10 Feb 2009 06:46:59 +0000 http://www.moneybluebook.com/?p=480#comment-54962 B of A uses largest posting first method which is largely fround upon by most everyone. If account over drafts they post the largest amount first in order to collect more in over draft fees on the all other smaller drafts coming thru. Starting in 2010 I believe this has been made illegal unless the bank lobbyist have defeated it!!! Many banks dont use this method. I asked B of A they always say "we just wanted to pay the largest amount first because usually it is a persons mortgage however all I have spoken with including myself the go ahead and pay all they just nail you with several overdraft fees, instead of paying the smaller first and larger last. They are just ripping the public off to pay for corporate jets and bonuses. B of A uses largest posting first method which is largely fround upon by most everyone. If account over drafts they post the largest amount first in order to collect more in over draft fees on the all other smaller drafts coming thru. Starting in 2010 I believe this has been made illegal unless the bank lobbyist have defeated it!!! Many banks dont use this method. I asked B of A they always say “we just wanted to pay the largest amount first because usually it is a persons mortgage however all I have spoken with including myself the go ahead and pay all they just nail you with several overdraft fees, instead of paying the smaller first and larger last. They are just ripping the public off to pay for corporate jets and bonuses.

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