Comments on: Always Pay By Credit Card To Protect Against Airline Bankruptcy Loss http://www.moneybluebook.com/always-pay-by-credit-card-to-protect-against-airline-bankruptcy-loss/ Personal Finance Beyond Credit Cards and Balance Transfers Sun, 08 Nov 2009 03:56:44 -0500 http://wordpress.org/?v=2.8.5 hourly 1 By: TERRY http://www.moneybluebook.com/always-pay-by-credit-card-to-protect-against-airline-bankruptcy-loss/comment-page-1/#comment-86423 TERRY Wed, 29 Jul 2009 09:47:40 +0000 http://www.moneybluebook.com/?p=482#comment-86423 The best way to get the best value for traveling is to buy your flights separately and not from a tour company that packages everything up. I found cheap china flights from bamboobookings.com The best way to get the best value for traveling is to buy your flights separately and not from a tour company that packages everything up. I found cheap china flights from bamboobookings.com

]]> By: warren garner http://www.moneybluebook.com/always-pay-by-credit-card-to-protect-against-airline-bankruptcy-loss/comment-page-1/#comment-48718 warren garner Fri, 02 Jan 2009 22:40:33 +0000 http://www.moneybluebook.com/?p=482#comment-48718 I got 2 tickets with aloha airlines and paid with a Pre-paid RUSH Card and I tried to get some kind of refund and through it all the tickets expired while I was dealing with Rush Card, and now I am out of luck. that infuriates me to the fullest. loosing that money hurt me financially. and now I will no longer use Rush card for their services. I got 2 tickets with aloha airlines and paid with a Pre-paid RUSH Card and I tried to get some kind of refund and through it all the tickets expired while I was dealing with Rush Card, and now I am out of luck. that infuriates me to the fullest. loosing that money hurt me financially. and now I will no longer use Rush card for their services.

]]> By: john todd http://www.moneybluebook.com/always-pay-by-credit-card-to-protect-against-airline-bankruptcy-loss/comment-page-1/#comment-25987 john todd Thu, 28 Aug 2008 22:04:14 +0000 http://www.moneybluebook.com/?p=482#comment-25987 Do you know if a similar act exists in Canada.I bought tickets for Zoom Airlines through Amex. Do you know if a similar act exists in Canada.I bought tickets for Zoom Airlines through Amex.

]]> By: Raymond http://www.moneybluebook.com/always-pay-by-credit-card-to-protect-against-airline-bankruptcy-loss/comment-page-1/#comment-20214 Raymond Mon, 07 Jul 2008 18:14:23 +0000 http://www.moneybluebook.com/?p=482#comment-20214 Mark, Man that really sucks...my understanding is that credit card billing disputes must be made within 60 days that the time the "billing error" was discovered (read from <a href="http://www.ftc.gov/bcp/conline/pubs/credit/fcb.shtm" target="blank" rel="nofollow">Fair Credit Billing</a>). In your case, the charges for goods and services that weren't delivered as agreed needed to be made within 60 days from the time the charge appeared on your bill. Unfortunately the buyer protection benefits that credit card companies provide aren't indefinite in time duration. Unless your contractual agreement with Schwab or Fia Card Services that runs the program provide for a longer duration, you might be out of luck. Sorry! Mark,

Man that really sucks…my understanding is that credit card billing disputes must be made within 60 days that the time the “billing error” was discovered (read from Fair Credit Billing). In your case, the charges for goods and services that weren’t delivered as agreed needed to be made within 60 days from the time the charge appeared on your bill. Unfortunately the buyer protection benefits that credit card companies provide aren’t indefinite in time duration. Unless your contractual agreement with Schwab or Fia Card Services that runs the program provide for a longer duration, you might be out of luck. Sorry!

]]> By: Mark S http://www.moneybluebook.com/always-pay-by-credit-card-to-protect-against-airline-bankruptcy-loss/comment-page-1/#comment-20212 Mark S Mon, 07 Jul 2008 17:55:30 +0000 http://www.moneybluebook.com/?p=482#comment-20212 Hi! I bought my Aloha Air tickets more than 60 days BEFORE the bankruptcy announcement. A week before my flight, the bankruptcy was announced. I contacted my Visa provider (Charles Schwab), and was told I was out of luck... More than 60 days had elapsed since the time of my purchase, and I wasn't entitled to any protection after 60 of of it... Does this seem accurate? I thought I was simply out the money... Was I entitled to protection 60 past the bankruptcy? Was I mis-advised by Schwab Visa, and now need to pursue action against them for negligence? Thanks! Hi!
I bought my Aloha Air tickets more than 60 days BEFORE the bankruptcy announcement. A week before my flight, the bankruptcy was announced. I contacted my Visa provider (Charles Schwab), and was told I was out of luck… More than 60 days had elapsed since the time of my purchase, and I wasn’t entitled to any protection after 60 of of it… Does this seem accurate?

I thought I was simply out the money… Was I entitled to protection 60 past the bankruptcy? Was I mis-advised by Schwab Visa, and now need to pursue action against them for negligence?
Thanks!

]]> By: Raymond http://www.moneybluebook.com/always-pay-by-credit-card-to-protect-against-airline-bankruptcy-loss/comment-page-1/#comment-18436 Raymond Mon, 23 Jun 2008 23:49:28 +0000 http://www.moneybluebook.com/?p=482#comment-18436 Dan G: I don't see why not? Credit card buyer protection programs are generally applicable to all qualified cardholder purchases, which would presumably include those for services provided by a foreign airline company as well. Dan G:

I don’t see why not? Credit card buyer protection programs are generally applicable to all qualified cardholder purchases, which would presumably include those for services provided by a foreign airline company as well.

]]> By: Dan G. http://www.moneybluebook.com/always-pay-by-credit-card-to-protect-against-airline-bankruptcy-loss/comment-page-1/#comment-18429 Dan G. Mon, 23 Jun 2008 23:00:47 +0000 http://www.moneybluebook.com/?p=482#comment-18429 What about international carriers like China Air, or Singapore Air? If they go bankrupt, will my credit card save me from losing my money? What about international carriers like China Air, or Singapore Air? If they go bankrupt, will my credit card save me from losing my money?

]]> By: A.D. http://www.moneybluebook.com/always-pay-by-credit-card-to-protect-against-airline-bankruptcy-loss/comment-page-1/#comment-17303 A.D. Thu, 12 Jun 2008 13:38:04 +0000 http://www.moneybluebook.com/?p=482#comment-17303 I purchased 6 tickets from SF/LA to Hawaii with ATA via Expedia, who naturally have washed their hands of it. They hadn't even the courtesy to refund their service charges on request. Talk about sympathetic! I reported the matter to my Irish credit card company, MasterCard, and when I provided all the information they requested they gave me a conditional credit. I have sent other information but when following up have been told that it is still a conditional credit. I'm not sure what they're waiting on. I thought it was because the act mentioned above (Fair Credit Billing Act) was US law that they may not cover me, but it looks like others are in the same boat. I purchased 6 tickets from SF/LA to Hawaii with ATA via Expedia, who naturally have washed their hands of it. They hadn’t even the courtesy to refund their service charges on request. Talk about sympathetic!

I reported the matter to my Irish credit card company, MasterCard, and when I provided all the information they requested they gave me a conditional credit. I have sent other information but when following up have been told that it is still a conditional credit. I’m not sure what they’re waiting on. I thought it was because the act mentioned above (Fair Credit Billing Act) was US law that they may not cover me, but it looks like others are in the same boat.

]]> By: Mark http://www.moneybluebook.com/always-pay-by-credit-card-to-protect-against-airline-bankruptcy-loss/comment-page-1/#comment-16320 Mark Sun, 01 Jun 2008 12:41:00 +0000 http://www.moneybluebook.com/?p=482#comment-16320 I had purchased 11 tickets from Detroit to Hawaii on ATA ticket stock. I first called my credit card company, Citibank, and they gave me an immediate conditional credit. Since this time I have sent information 5 times and have been told: "Thank you for providing us with the necessary information we requested. We have issued a conditional credit to your account and have forwarded the details of your dispute to the merchant. We will notify you of their response within 65 days. Thank you for your patience in this matter. You'll receive a statement message or letter confirming the action taken on your billing dispute. If you have other outstanding billing disputes, you will be updated via email, statement messaging or other correspondence as their status changes." I am still not confident that this mess is over..... I had purchased 11 tickets from Detroit to Hawaii on ATA ticket stock. I first called my credit card company, Citibank, and they gave me an immediate conditional credit. Since this time I have sent information 5 times and have been told:

“Thank you for providing us with the necessary information
we requested. We have issued a conditional credit to
your account and have forwarded the details of your dispute
to the merchant. We will notify you of their response
within 65 days. Thank you for your patience in this matter.

You’ll receive a statement message or letter confirming
the action taken on your billing dispute. If you have
other outstanding billing disputes, you will be updated
via email, statement messaging or other correspondence as
their status changes.”

I am still not confident that this mess is over…..

]]> By: Gray http://www.moneybluebook.com/always-pay-by-credit-card-to-protect-against-airline-bankruptcy-loss/comment-page-1/#comment-7464 Gray Sat, 19 Apr 2008 15:33:21 +0000 http://www.moneybluebook.com/?p=482#comment-7464 Very good advice. I think credit cards are the best way to go for most things, because of the built-in protections (for instance, I'd rather have someone steal my credit card than my debit card), as long as you're practical about making sure you have the money in the bank to cover your charges and pay them off at the end of each month. By the way, love your blog. I'm off to check out more of your articles. Cheers! Very good advice. I think credit cards are the best way to go for most things, because of the built-in protections (for instance, I’d rather have someone steal my credit card than my debit card), as long as you’re practical about making sure you have the money in the bank to cover your charges and pay them off at the end of each month.

By the way, love your blog. I’m off to check out more of your articles. Cheers!

]]> By: AndyS http://www.moneybluebook.com/always-pay-by-credit-card-to-protect-against-airline-bankruptcy-loss/comment-page-1/#comment-6657 AndyS Fri, 11 Apr 2008 20:57:05 +0000 http://www.moneybluebook.com/?p=482#comment-6657 Great article....and a really good fact to know. I think over the next year a number of travel related organization are going to go bankrupt. Credit cards are powerful tools if used correctly. Just discovered this blog as well - great articles and I will be subscribing. Hopefully you'll get a chance to check my pf blog as well. Andy. Great article….and a really good fact to know. I think over the next year a number of travel related organization are going to go bankrupt. Credit cards are powerful tools if used correctly.

Just discovered this blog as well – great articles and I will be subscribing. Hopefully you’ll get a chance to check my pf blog as well.

Andy.

]]> By: Ken Clark @ CollegeSavings.About.com http://www.moneybluebook.com/always-pay-by-credit-card-to-protect-against-airline-bankruptcy-loss/comment-page-1/#comment-6651 Ken Clark @ CollegeSavings.About.com Fri, 11 Apr 2008 18:32:10 +0000 http://www.moneybluebook.com/?p=482#comment-6651 Geesh... I've got four tickets booked on Frontier (filed bankruptcy today) for next month... I'm totally glad I booked them on one of my cards! Geesh… I’ve got four tickets booked on Frontier (filed bankruptcy today) for next month… I’m totally glad I booked them on one of my cards!

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