Comments on: 0% Balance Transfer Credit Cards (No Fee) http://www.moneybluebook.com/0-balance-transfer-credit-cards-no-fee/ Personal Finance Beyond Credit Cards and Balance Transfers Tue, 16 Mar 2010 21:27:08 +0000 http://wordpress.org/?v=2.9.2 hourly 1 By: snyper77 http://www.moneybluebook.com/0-balance-transfer-credit-cards-no-fee/comment-page-2/#comment-128384 snyper77 Tue, 26 Jan 2010 17:14:09 +0000 http://www.moneybluebook.com/credit-cards-that-offer-zero-percent-balance-transfers-with-no-fees/#comment-128384 There are no 12 month 0% deals at Commerce Bank.... see here. http://www.commercebank.com/personal/cards/credit/ There are no 12 month 0% deals at Commerce Bank…. see here.

http://www.commercebank.com/personal/cards/credit/

]]> By: Jet Rags http://www.moneybluebook.com/0-balance-transfer-credit-cards-no-fee/comment-page-2/#comment-127433 Jet Rags Sat, 23 Jan 2010 16:03:23 +0000 http://www.moneybluebook.com/credit-cards-that-offer-zero-percent-balance-transfers-with-no-fees/#comment-127433 Dam, just called Commerce Bank Rewards VISA at 800 617 7480. they only offer 6mos at 0% interest with 3% trf fee. i'm looking for a 12mos deal, with no fee or at least a max fee limit, Mr Money Blue Book??? Dam, just called Commerce Bank Rewards VISA at 800 617 7480. they only offer 6mos at 0% interest with 3% trf fee.

i’m looking for a 12mos deal, with no fee or at least a max fee limit, Mr Money Blue Book???

]]> By: Dam http://www.moneybluebook.com/0-balance-transfer-credit-cards-no-fee/comment-page-2/#comment-125844 Dam Sun, 17 Jan 2010 20:07:57 +0000 http://www.moneybluebook.com/credit-cards-that-offer-zero-percent-balance-transfers-with-no-fees/#comment-125844 Just a heads up- This week (Jan 15, 2010) I received an offer for a Commerce Bank Rewards VISA card that came with a 12-month 0% APR on balance transfers with NO TRANSACTION FEE. (After 12 months, 11.99% variable APR. For purchases: 1.99% intro then 11.99% variable.) Really nice! Wasn't expecting an offer of this quality given the regulatory landscape. Just a heads up-

This week (Jan 15, 2010) I received an offer for a Commerce Bank Rewards VISA card that came with a 12-month 0% APR on balance transfers with NO TRANSACTION FEE. (After 12 months, 11.99% variable APR. For purchases: 1.99% intro then 11.99% variable.)

Really nice! Wasn’t expecting an offer of this quality given the regulatory landscape.

]]> By: Ra http://www.moneybluebook.com/0-balance-transfer-credit-cards-no-fee/comment-page-2/#comment-125552 Ra Sat, 16 Jan 2010 21:33:13 +0000 http://www.moneybluebook.com/credit-cards-that-offer-zero-percent-balance-transfers-with-no-fees/#comment-125552 What's the review on NCSC (nationa consumer service center) out of Starline, NV? They claim there provided list of banks will issue low rate (3-4%) fixed until paid on balance transfers and can also use cards with increased lines of credit for larger purchases... even with less than perfect credit. Has any one used this company? The Reno, NV of BBB has positive report on them and I seen no "scam" notices about them online. Thers' another "Nation consumer service " company but there were out the soiuthern east coast and may not be operating now. What’s the review on NCSC (nationa consumer service center) out of Starline, NV?
They claim there provided list of banks will issue low rate (3-4%) fixed until paid on balance transfers and can also use cards with increased lines of credit for larger purchases… even with less than perfect credit.

Has any one used this company? The Reno, NV of BBB has positive report on them and I seen no “scam” notices about them online. Thers’ another “Nation consumer service ” company but there were out the soiuthern east coast and may not be operating now.

]]> By: SmBnk http://www.moneybluebook.com/0-balance-transfer-credit-cards-no-fee/comment-page-2/#comment-118771 SmBnk Tue, 22 Dec 2009 20:39:07 +0000 http://www.moneybluebook.com/credit-cards-that-offer-zero-percent-balance-transfers-with-no-fees/#comment-118771 Core, that's probably an offer you got; they don't seem to set a maximum for the public (at their website). Core, that’s probably an offer you got; they don’t seem to set a maximum for the public (at their website).

]]> By: Core http://www.moneybluebook.com/0-balance-transfer-credit-cards-no-fee/comment-page-2/#comment-118417 Core Sun, 20 Dec 2009 19:25:17 +0000 http://www.moneybluebook.com/credit-cards-that-offer-zero-percent-balance-transfers-with-no-fees/#comment-118417 also, Wachovia (Wells Fargo Co) has 0% (6-month) transfers at $75 fee maximum. (still somewhat respectable for a Big Bank) also, Wachovia (Wells Fargo Co) has 0% (6-month) transfers at $75 fee maximum.

(still somewhat respectable for a Big Bank)

]]> By: Core http://www.moneybluebook.com/0-balance-transfer-credit-cards-no-fee/comment-page-2/#comment-118416 Core Sun, 20 Dec 2009 19:23:15 +0000 http://www.moneybluebook.com/credit-cards-that-offer-zero-percent-balance-transfers-with-no-fees/#comment-118416 I have been searching for the best deal over the past 2 days. My research has lead me to the SMALLER banks in my local area. BB&T still has 0% (6months) and NO transfer fee* (as long as you move those transfers within a couple months of the account opening) even still they have a cap on the fee if you happen to make transfers past the 3rd month. So many banks have been eaten up by the sharks in the industry, but there are a few golden nuggets out there. "Eff" citibank, & CapONE, etc... they can afford to offer better plans from time to time, they are just too greedy. You would think, if nothing else, around the christmas holiday. I have been searching for the best deal over the past 2 days. My research has lead me to the SMALLER banks in my local area. BB&T still has 0% (6months) and NO transfer fee* (as long as you move those transfers within a couple months of the account opening) even still they have a cap on the fee if you happen to make transfers past the 3rd month.

So many banks have been eaten up by the sharks in the industry, but there are a few golden nuggets out there. “Eff” citibank, & CapONE, etc… they can afford to offer better plans from time to time, they are just too greedy. You would think, if nothing else, around the christmas holiday.

]]> By: Katherine http://www.moneybluebook.com/0-balance-transfer-credit-cards-no-fee/comment-page-2/#comment-115729 Katherine Tue, 08 Dec 2009 07:12:37 +0000 http://www.moneybluebook.com/credit-cards-that-offer-zero-percent-balance-transfers-with-no-fees/#comment-115729 Capitol One - The same thing happened to me like Denisse, Krisstina and Vicki. I had Capital One Visa Signature on September for 0% purchase, come to October, when I get online (Capital One) to check for my balance I saw “TRANSFER A BALANCE WITH NO FEE FOR CUSTOMER ONLY”, press transfer to see the promotion. I press transfer to see what they have for promotion. Its show approved for 0% like purchase. It's so good to be true. I call Capital One Customer Service to confirm that it is true. The lady that I talk with has told me that I got approved for 0% transfer fee and 0% interest rate until June 1st, 2010 and I need to pay off the balance, otherwise, it will be 13.9%. I accepted then she works me through the application process for the balance that I want to transfer to. When I receive the statement it totally different, it is not 0% that I had applied. I called immediately and it is almost two hour, finally I can speak with one of the representatives. She is so rude. When I told her about the statement and the promotion that I had applied for was not match, she just cut me short and says what on the statement is what I apply for then she hang up on me. I try to call back again, wait for almost two hour then I got another representative. This one is a little bit better, with her voice and attitude but she still refuse to help me solve the problem. Rude and bad attitude from them make me decide that I really don’t want to deal and business with them for any longer. I’d transferred the fund to somewhere else than closed the Capitol One account. It is my first and will be my last experience for Capitol One. Capitol One – The same thing happened to me like Denisse, Krisstina and Vicki. I had Capital One Visa Signature on September for 0% purchase, come to October, when I get online (Capital One) to check for my balance I saw “TRANSFER A BALANCE WITH NO FEE FOR CUSTOMER ONLY”, press transfer to see the promotion. I press transfer to see what they have for promotion. Its show approved for 0% like purchase. It’s so good to be true. I call Capital One Customer Service to confirm that it is true. The lady that I talk with has told me that I got approved for 0% transfer fee and 0% interest rate until June 1st, 2010 and I need to pay off the balance, otherwise, it will be 13.9%. I accepted then she works me through the application process for the balance that I want to transfer to. When I receive the statement it totally different, it is not 0% that I had applied. I called immediately and it is almost two hour, finally I can speak with one of the representatives. She is so rude. When I told her about the statement and the promotion that I had applied for was not match, she just cut me short and says what on the statement is what I apply for then she hang up on me. I try to call back again, wait for almost two hour then I got another representative. This one is a little bit better, with her voice and attitude but she still refuse to help me solve the problem. Rude and bad attitude from them make me decide that I really don’t want to deal and business with them for any longer. I’d transferred the fund to somewhere else than closed the Capitol One account. It is my first and will be my last experience for Capitol One.

]]> By: cj http://www.moneybluebook.com/0-balance-transfer-credit-cards-no-fee/comment-page-2/#comment-114947 cj Sat, 05 Dec 2009 04:10:05 +0000 http://www.moneybluebook.com/credit-cards-that-offer-zero-percent-balance-transfers-with-no-fees/#comment-114947 I am looking for a card that offers 0% for 12 months on transfers as well no fees for the transfer I am looking for a card that offers 0% for 12 months on transfers as well no fees for the transfer

]]> By: Kayla http://www.moneybluebook.com/0-balance-transfer-credit-cards-no-fee/comment-page-2/#comment-109914 Kayla Mon, 16 Nov 2009 19:25:23 +0000 http://www.moneybluebook.com/credit-cards-that-offer-zero-percent-balance-transfers-with-no-fees/#comment-109914 Can you have more then once credit card, lets say with Chase? Can you have more then once credit card, lets say with Chase?

]]> By: Pamela http://www.moneybluebook.com/0-balance-transfer-credit-cards-no-fee/comment-page-2/#comment-109399 Pamela Sat, 14 Nov 2009 05:33:17 +0000 http://www.moneybluebook.com/credit-cards-that-offer-zero-percent-balance-transfers-with-no-fees/#comment-109399 The active balance transfer credit card links on this blog post are still valid. I think the author has already disabled the balance transfer links that are no longer working. Does anyone know if the Chase credit cards on this list offer 0% balance transfers or whether they are only 0% purchase card deals. The active balance transfer credit card links on this blog post are still valid. I think the author has already disabled the balance transfer links that are no longer working.

Does anyone know if the Chase credit cards on this list offer 0% balance transfers or whether they are only 0% purchase card deals.

]]> By: dethwsh http://www.moneybluebook.com/0-balance-transfer-credit-cards-no-fee/comment-page-2/#comment-109331 dethwsh Sat, 14 Nov 2009 00:26:06 +0000 http://www.moneybluebook.com/credit-cards-that-offer-zero-percent-balance-transfers-with-no-fees/#comment-109331 I guess most of you know this already, but this list is 2yrs out-of-date now. It shows as follows: "This entry was posted on Sunday, November 4th, 2007" All of these credit card offers are no longer valid. A few of the companies are gone too (e.g. Washington Mutual). :) As far as I can tell, there are no 0% apr on bal transfer / $0 transaction fee on bal transfer / $0 annual fee credit cards left out there. If you want to transfer a balance now, you will pay either through the interest rate each month or through the one time transfer fee. For my situation, there appears to be no good option. I need $2-3K to cover a bill for a couple of months, but a balance transfer will cost $60-$90 which is more than just paying a late fee. If anybody knows of a 0% apr on bal transfer / $0 transaction fee on bal transfer / $0 annual fee credit cards that is still out there, please post it in these comments. Thanks I guess most of you know this already, but this list is 2yrs out-of-date now. It shows as follows:
“This entry was posted on Sunday, November 4th, 2007″

All of these credit card offers are no longer valid.

A few of the companies are gone too (e.g. Washington Mutual). :)

As far as I can tell, there are no 0% apr on bal transfer / $0 transaction fee on bal transfer / $0 annual fee credit cards left out there. If you want to transfer a balance now, you will pay either through the interest rate each month or through the one time transfer fee.

For my situation, there appears to be no good option. I need $2-3K to cover a bill for a couple of months, but a balance transfer will cost $60-$90 which is more than just paying a late fee.

If anybody knows of a 0% apr on bal transfer / $0 transaction fee on bal transfer / $0 annual fee credit cards that is still out there, please post it in these comments.

Thanks

]]> By: Pam Hlad http://www.moneybluebook.com/0-balance-transfer-credit-cards-no-fee/comment-page-2/#comment-107460 Pam Hlad Fri, 06 Nov 2009 22:04:42 +0000 http://www.moneybluebook.com/credit-cards-that-offer-zero-percent-balance-transfers-with-no-fees/#comment-107460 I really learned a lot by reading your information and the comments from others. Please keep me updated with future information. Thank You I really learned a lot by reading your information and the comments from others. Please keep me updated with future information.
Thank You

]]> By: gj http://www.moneybluebook.com/0-balance-transfer-credit-cards-no-fee/comment-page-2/#comment-104609 gj Tue, 27 Oct 2009 13:21:48 +0000 http://www.moneybluebook.com/credit-cards-that-offer-zero-percent-balance-transfers-with-no-fees/#comment-104609 the key is does it have a cap on the 3% ie. $99 or $75 max the key is does it have a cap on the 3% ie. $99 or $75 max

]]> By: Chase Chaser http://www.moneybluebook.com/0-balance-transfer-credit-cards-no-fee/comment-page-2/#comment-104459 Chase Chaser Tue, 27 Oct 2009 04:45:27 +0000 http://www.moneybluebook.com/credit-cards-that-offer-zero-percent-balance-transfers-with-no-fees/#comment-104459 Check out Chase Slate Card With Blueprint as it is offering 0% balance transfers and 0% purchases for up to 12 months (3% balance transfer fee though). Limited time promotion methinks...though it might be a permanent feature of the card. Who knows...balance transfers are hard to find these days. Keep in mind -the card is NOT a no balance transfer fee zero percent offer. Check out Chase Slate Card With Blueprint as it is offering 0% balance transfers and 0% purchases for up to 12 months (3% balance transfer fee though). Limited time promotion methinks…though it might be a permanent feature of the card. Who knows…balance transfers are hard to find these days. Keep in mind -the card is NOT a no balance transfer fee zero percent offer.

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